{"id":5376,"date":"2022-08-05T15:16:32","date_gmt":"2022-08-05T13:16:32","guid":{"rendered":"https:\/\/www.schulthessforum.ch\/?p=5376"},"modified":"2022-09-23T10:25:54","modified_gmt":"2022-09-23T08:25:54","slug":"embedded-insurance-regulatorische-moeglichkeiten-und-grenzen","status":"publish","type":"post","link":"https:\/\/www.schulthessforum.ch\/fachbeitrag\/embedded-insurance-regulatorische-moeglichkeiten-und-grenzen\/","title":{"rendered":"Embedded Insurance \u2013 Regulatorische M\u00f6glichkeiten und Grenzen"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; specialty=\u00a0\u00bbon\u00a0\u00bb module_class_2=\u00a0\u00bbsf-post-sidebar\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][et_pb_column type=\u00a0\u00bb2_3&Prime; specialty_columns=\u00a0\u00bb2&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_row_inner column_structure=\u00a0\u00bb1_2,1_2&Prime; module_class=\u00a0\u00bbsf-post-head\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||30px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner type=\u00a0\u00bb1_2&Prime; saved_specialty_column_type=\u00a0\u00bb2_3&Prime; module_class=\u00a0\u00bbsf-product-header-content-column\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_post_title title=\u00a0\u00bboff\u00a0\u00bb author=\u00a0\u00bboff\u00a0\u00bb date=\u00a0\u00bboff\u00a0\u00bb comments=\u00a0\u00bboff\u00a0\u00bb featured_image=\u00a0\u00bboff\u00a0\u00bb admin_label=\u00a0\u00bbKategorien\u00a0\u00bb module_class=\u00a0\u00bbsf-post-categories\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_post_title][et_pb_text admin_label=\u00a0\u00bbBeitragstitel\u00a0\u00bb module_class=\u00a0\u00bbsf-post-title\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _dynamic_attributes=\u00a0\u00bbcontent\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#000000&Prime; header_text_color=\u00a0\u00bb#000000&Prime; header_font_size=\u00a0\u00bb42px\u00a0\u00bb header_4_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbBeitrags-Subtitle 1&Prime; module_class=\u00a0\u00bbsf-post-subtitle\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _dynamic_attributes=\u00a0\u00bbcontent\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_3_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_3_font_size=\u00a0\u00bb25px\u00a0\u00bb header_4_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9tZXRhX2tleSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMj4iLCJhZnRlciI6IjwvaDI+IiwibWV0YV9rZXkiOiJzY2h1bHRoZXNzX3Bvc3Rfc3VidGl0bGUiLCJlbmFibGVfaHRtbCI6Im9mZiJ9fQ==@[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbBeitrags-Subtitle 2&Prime; module_class=\u00a0\u00bbsf-post-subtitle\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _dynamic_attributes=\u00a0\u00bbcontent\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_3_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_3_font_size=\u00a0\u00bb25px\u00a0\u00bb header_4_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9tZXRhX2tleSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMj4iLCJhZnRlciI6IjwvaDI+IiwibWV0YV9rZXkiOiJzY2h1bHRoZXNzX3Bvc3Rfc3VidGl0bGVfMiIsImVuYWJsZV9odG1sIjoib2ZmIn19@[\/et_pb_text][et_pb_post_title title=\u00a0\u00bboff\u00a0\u00bb author=\u00a0\u00bboff\u00a0\u00bb date_format=\u00a0\u00bbd.m.y\u00a0\u00bb comments=\u00a0\u00bboff\u00a0\u00bb featured_image=\u00a0\u00bboff\u00a0\u00bb admin_label=\u00a0\u00bbVer\u00f6ffentlichungsdatum\u00a0\u00bb module_class=\u00a0\u00bbsf-post-date\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_post_title][\/et_pb_column_inner][et_pb_column_inner type=\u00a0\u00bb1_2&Prime; saved_specialty_column_type=\u00a0\u00bb2_3&Prime; module_class=\u00a0\u00bbsf-product-header-content-column\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/www.schulthessforum.ch\/wp-content\/media\/2022\/08\/Rutishauser_Birgit_SF.png\u00a0\u00bb title_text=\u00a0\u00bbRutishauser Birgit SF\u00a0\u00bb align=\u00a0\u00bbright\u00a0\u00bb admin_label=\u00a0\u00bbFoto\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner admin_label=\u00a0\u00bbZeile\u00a0\u00bb module_class=\u00a0\u00bbsf-post-article\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbArtikel\u00a0\u00bb module_class=\u00a0\u00bbsf-post-article\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb145%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span>Das revidierte VAG und die AVO er\u00f6ffnen neue M\u00f6glichkeiten f\u00fcr das Gesch\u00e4ft mit Versicherungsl\u00f6sungen \u2013 mit und ohne Versicherungslizenz. Gleichzeitig wird der Vertrieb von Versicherungsprodukten unter die Aufsicht der FINMA gestellt. Was sind k\u00fcnftig die rechtlichen Grundlagen f\u00fcr das Anbieten und den Vertrieb von Versicherungsdeckungen? Darf eine Versicherung auch versicherungsfremdes Gesch\u00e4ft schreiben? Und was bedeuten die revidierten rechtlichen Grundlagen f\u00fcr die in Konsumprodukten oder Dienstleistungen eingebetteten Versicherungen? Im Referat wird auf diese Fragestellungen und die Rolle der FINMA eingegangen und erl\u00e4utert, wo sie den Fokus bei der Aufsicht \u00fcber \u00ab\u00a0Embedded Insurance\u00a0\u00bb legt.<\/span><\/p>\n<p><span>Erleben Sie\u00a0<\/span><a href=\"https:\/\/www.versicherungsrecht-tagung.ch\/referierende#node-referenten-458\" target=\"_blank\" rel=\"noopener\">Birgit Rutishauser<\/a><span>\u00a0am Schulthess Forum Versicherungsrecht 2022.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_code admin_label=\u00a0\u00bbAnzeige\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_code][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbSektion Fachinformationen\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#f0f0f0&Prime; locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bb\u00dcberschrift\u00a0\u00bb module_id=\u00a0\u00bbschulthess-fachinformationen\u00a0\u00bb module_class=\u00a0\u00bbsf-h2&Prime; _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>Das k\u00f6nnte Sie auch interessieren<\/h2>\n<p>[\/et_pb_text][et_pb_code _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]\n  <div class=\"sf-post-list\">\n\n    \n  <\/div>\n\n  [\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Das revidierte VAG und die AVO er\u00f6ffnen neue M\u00f6glichkeiten f\u00fcr das Gesch\u00e4ft mit Versicherungsl\u00f6sungen \u2013 mit und ohne Versicherungslizenz. Gleichzeitig wird der Vertrieb von Versicherungsprodukten unter die Aufsicht der FINMA gestellt. Was sind k\u00fcnftig die rechtlichen Grundlagen f\u00fcr das Anbieten und den Vertrieb von Versicherungsdeckungen? Darf eine Versicherung auch versicherungsfremdes Gesch\u00e4ft schreiben? Und was bedeuten [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":5328,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"<p>Das revidierte VAG und die AVO er\u00f6ffnen neue M\u00f6glichkeiten f\u00fcr das Gesch\u00e4ft mit Versicherungsl\u00f6sungen \u2013 mit und ohne Versicherungslizenz. Gleichzeitig wird der Vertrieb von Versicherungsprodukten unter die Aufsicht der FINMA gestellt. Was sind k\u00fcnftig die rechtlichen Grundlagen f\u00fcr das Anbieten und den Vertrieb von Versicherungsdeckungen? Darf eine Versicherung auch versicherungsfremdes Gesch\u00e4ft schreiben? Und was bedeuten die revidierten rechtlichen Grundlagen f\u00fcr die in Konsumprodukten oder Dienstleistungen eingebetteten Versicherungen? Im Referat wird auf diese Fragestellungen und die Rolle der FINMA eingegangen und erl\u00e4utert, wo sie den Fokus bei der Aufsicht \u00fcber \"Embedded Insurance\" legt.<\/p><p>Erleben Sie\u00a0<a href=\"https:\/\/www.versicherungsrecht-tagung.ch\/referierende#node-referenten-458\">Birgit Rutishauser<\/a>\u00a0am Schulthess Forum Versicherungsrecht 2022.<\/p>","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"product_cat":[],"product_tag":[],"class_list":["post-5376","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-format"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/posts\/5376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/comments?post=5376"}],"version-history":[{"count":9,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/posts\/5376\/revisions"}],"predecessor-version":[{"id":6274,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/posts\/5376\/revisions\/6274"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/media\/5328"}],"wp:attachment":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/media?parent=5376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/categories?post=5376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/tags?post=5376"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/product_cat?post=5376"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/product_tag?post=5376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}