{"id":40723,"date":"2026-06-12T15:27:02","date_gmt":"2026-06-12T13:27:02","guid":{"rendered":"https:\/\/www.schulthessforum.ch\/?post_type=product&#038;p=40723"},"modified":"2026-09-10T12:07:06","modified_gmt":"2026-09-10T10:07:06","slug":"berufliche-vorsorge","status":"publish","type":"product","link":"https:\/\/www.schulthessforum.ch\/berufliche-vorsorge\/","title":{"rendered":"Berufliche Vorsorge 2026"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbAlert Content\u00a0\u00bb module_id=\u00a0\u00bbschulthess-header-alertbar-section\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb 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weitereVaranstalerSchriftfarbe\">Aktuelle Brennpunkte f\u00fcr Unternehmen - ein Praxisbericht<\/h2><\/div>\n\t <div class=\"sf-product-catsDateLogos\"><span class=\"event-kategorie-date-headline weitereVaranstalerSchriftfarbe\">Sozialversicherungsrecht | Tagungen | mercredi, 04.11.2026<\/span><div class=\"sf-product-logos\"><\/div><\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; specialty=\u00a0\u00bbon\u00a0\u00bb module_class_1=\u00a0\u00bbschulthess-product-main\u00a0\u00bb module_class_2=\u00a0\u00bbschulthess-product-sidebar\u00a0\u00bb admin_label=\u00a0\u00bbMain &#8211; Content\u00a0\u00bb module_id=\u00a0\u00bbschulthess-product-mainsection\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb collapsed=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb3_4&Prime; specialty_columns=\u00a0\u00bb3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_row_inner admin_label=\u00a0\u00bbMen\u00fc (Programm, Referierende, Fachinformation, Partner, Impressionen, Teilnehmerbereich)\u00a0\u00bb module_id=\u00a0\u00bbschulthess-product-subnavigation\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.17.3&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_menu menu_id=\u00a0\u00bb67&Prime; module_class=\u00a0\u00bbet_smooth_scroll_disabled\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_menu][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner admin_label=\u00a0\u00bbKurzbeschreibung (Inhalt kommt vom Main Event Content)\u00a0\u00bb module_class=\u00a0\u00bbsf-date-shorttext-row kurzbeschreibung-border-bottom\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbKurzbeschreibung\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.1&Prime; _dynamic_attributes=\u00a0\u00bbcontent\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicHJvZHVjdF9zaG9ydF9kZXNjcmlwdGlvbiIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner admin_label=\u00a0\u00bbProgramm (Ihr Vorteil, Zielpublikum, Kurzprogramm, Detailprogramm)\u00a0\u00bb module_id=\u00a0\u00bbschulthess-programm\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb collapsed=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbIhr Vorteil &#8211; Headline\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Ihr Vorteil<\/h3>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbIhr Vorteil &#8211; Liste\u00a0\u00bb module_class=\u00a0\u00bbprogramm-border-bottom\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]Das Schulthess Forum Berufliche Vorsorge bietet<\/p>\n<ul>\n<li>Profunde Fachinformationen aus erster Hand<\/li>\n<li>Berichte aus Strategie und Praxis<\/li>\n<li>Rechtliche, steuerliche und aktuarische Aspekte<\/li>\n<li>Den Blick von Unternehmen und von Betroffenen<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbZielpublikum &#8211; Headline\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Zielpublikum<\/h3>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbZielpublikum &#8211; Liste\u00a0\u00bb module_class=\u00a0\u00bbprogramm-border-bottom\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"content clearfix\">\n<ul>\n<li>Wirtschaftsanwaltschaft<\/li>\n<li>Aktuariat<\/li>\n<li>Pensionskassen<\/li>\n<li>Treuhand und Steuerberatung<\/li>\n<li>Banken, Beratung M&amp;A<\/li>\n<li>Human Resources<\/li>\n<li>Ausgleichskassen<\/li>\n<li>Aufsichtsbeh\u00f6rden<\/li>\n<\/ul>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbKurzprogramm &#8211; Headline\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Kurzprogramm<\/h3>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbProgramm &#8211; Liste\u00a0\u00bb module_class=\u00a0\u00bbprogramm-border-bottom\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"group-programmpunkt field-group-div\">\n<div class=\"field field-name-title-field field-type-text field-label-hidden\">\n<div class=\"field-items\">\n<ul>\n<li>Rentnerkassen und Rentnertransfers aus rechtlicher, \u00f6konomischer und internationaler Rechnungslegungsperspektive<\/li>\n<li>Neue OAK-Weisung: Der Umgang mit Nahestehenden \u2013 sind die heutigen Governance Regeln noch gen\u00fcgend<\/li>\n<li>Sammelstiftung vs. gruppeninterne Kassen: Vor- und Nachteile<\/li>\n<li>Neue Leistungsm\u00f6glichkeiten f\u00fcr Wohlfahrtsfonds \u2013 eine Auslegeordnung<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_toggle title=\u00a0\u00bbDetailprogramm \u00f6ffnen\u00a0\u00bb open_toggle_background_color=\u00a0\u00bb#f7f7f7&Prime; closed_toggle_background_color=\u00a0\u00bb#f7f7f7&Prime; icon_color=\u00a0\u00bb#8ac7ef\u00a0\u00bb toggle_icon=\u00a0\u00bb&#x33;||divi||400&Prime; open_icon_color=\u00a0\u00bb#000000&Prime; open_toggle_icon=\u00a0\u00bb&#x32;||divi||400&Prime; disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb admin_label=\u00a0\u00bbProgramm &#8211; Detail\u00a0\u00bb module_id=\u00a0\u00bbprogramm-detail\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_level=\u00a0\u00bbh3&Prime; text_orientation=\u00a0\u00bbleft\u00a0\u00bb disabled=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<table>\n<tbody>\n<tr>\n<td>XX.XX Uhr<\/td>\n<td>\n<h5>Art<\/h5>\n<h4 class=\"sf-h4\">Programmpunkt 1<\/h4>\n<p>Person<\/td>\n<\/tr>\n<tr>\n<td>XX.XX Uhr<\/td>\n<td>\n<h5>Art<\/h5>\n<h4 class=\"sf-h4\">Programmpunkt 2<\/h4>\n<p>Person<\/p>\n<ul>\n<li>Punkt 1<\/li>\n<li>Punkt 2<\/li>\n<li>Punkt 3<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>XX.XX Uhr<\/td>\n<td>\n<h5>Art<\/h5>\n<h4 class=\"sf-h4\">Programmpunkt 3<\/h4>\n<p>Person<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_toggle][sfdm_event_program_list use_switcher=\u00a0\u00bboff\u00a0\u00bb disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbProgramm &#8211; Detail Neu\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][sfdm_event_program_list_item backend_title=\u00a0\u00bbBegr\u00fcssungskaffee\u00a0\u00bb subtitle=\u00a0\u00bb08:30 &#8211; 09:00 Begr\u00fcssungskaffee \u00a0\u00bb type=\u00a0\u00bbbreak\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_event_program_list_item][sfdm_event_program_list_item backend_title=\u00a0\u00bbBegr\u00fcssung durch die Tagungsleitung\u00a0\u00bb title=\u00a0\u00bbBegr\u00fcssung durch die Tagungsleitung\u00a0\u00bb start_time=\u00a0\u00bb09:00&Prime; end_time=\u00a0\u00bb09:05&Prime; speakers=\u00a0\u00bb<\/p>\n<p>Dr. Ruth Bloch-Riemer<\/p>\n<p>\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_event_program_list_item][sfdm_event_program_list_item backend_title=\u00a0\u00bb9:05 &#8211; 9:50 Wohin mit den Rentnern?\u00a0\u00bb title=\u00a0\u00bbWohin mit den Rentnern?\u00a0\u00bb subtitle=\u00a0\u00bbReferat\u00a0\u00bb start_time=\u00a0\u00bb09:05&Prime; end_time=\u00a0\u00bb09:50&Prime; speakers=\u00a0\u00bb<\/p>\n<p>Annabelle B\u00fcrkle<\/p>\n<p>\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Rentnerkassen und Rentnertransfers aus rechtlicher, \u00f6konomischer und internationaler Rechnungslegungsperspektive<\/p>\n<p>[\/sfdm_event_program_list_item][sfdm_event_program_list_item backend_title=\u00a0\u00bb9:50 &#8211; 10:30 Neue OAK-Weisung: Der Umgang mit Nahestehenden \u2013 sind die heutigen Governance Regeln noch gen\u00fcgend \u00a0\u00bb title=\u00a0\u00bbNeue OAK-Weisung: Der Umgang mit Nahestehenden \u2013 sind die heutigen Governance Regeln noch gen\u00fcgend \u00a0\u00bb subtitle=\u00a0\u00bbFollow up\u00a0\u00bb start_time=\u00a0\u00bb09:50&Prime; end_time=\u00a0\u00bb10:30&Prime; speakers=\u00a0\u00bb<\/p>\n<p>Prof. Dr. Thomas G\u00e4chter und Dominique Patrick Schneylin im Gespr\u00e4ch mit Dr. Ruth Bloch-Riemer<\/p>\n<p>\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_event_program_list_item][sfdm_event_program_list_item backend_title=\u00a0\u00bbKaffeepause\u00a0\u00bb subtitle=\u00a0\u00bb10:30 &#8211; 10:45 Kaffeepause\u00a0\u00bb type=\u00a0\u00bbbreak\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_event_program_list_item][sfdm_event_program_list_item backend_title=\u00a0\u00bb10:45 &#8211; 11:30 Sammelstiftung vs. gruppeninterne Kassen: Vor- und Nachteile  \u00a0\u00bb title=\u00a0\u00bbSammelstiftung vs. gruppeninterne Kassen: Vor- und Nachteile  \u00a0\u00bb subtitle=\u00a0\u00bbInterview\u00a0\u00bb start_time=\u00a0\u00bb10:45&Prime; end_time=\u00a0\u00bb11:30&Prime; speakers=\u00a0\u00bb<\/p>\n<p>B\u00e1lint Keser\u00fc im Gespr\u00e4ch mit Oliver Lips<\/p>\n<p>\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][\/sfdm_event_program_list_item][sfdm_event_program_list_item backend_title=\u00a0\u00bb11:30 &#8211; 12:15 Neue Leistungsm\u00f6glichkeiten f\u00fcr Wohlfahrtsfonds \u2013 eine Auslegeordnung\u00a0\u00bb title=\u00a0\u00bbNeue Leistungsm\u00f6glichkeiten f\u00fcr Wohlfahrtsfonds \u2013 eine Auslegeordnung\u00a0\u00bb subtitle=\u00a0\u00bbReferat\u00a0\u00bb start_time=\u00a0\u00bb11:30&Prime; end_time=\u00a0\u00bb12:15&Prime; speakers=\u00a0\u00bb<\/p>\n<p>Yolanda M\u00fcller<\/p>\n<p>\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<ul>\n<li>Wohlfahrtsfonds mit Ermessensleistungen \u2013 ein \u00dcberblick<\/li>\n<li>M\u00f6gliche Leistungen<\/li>\n<li>Urkunden\u00e4nderung<\/li>\n<li>AHV-Problematik<\/li>\n<\/ul>\n<p>[\/sfdm_event_program_list_item][sfdm_event_program_list_item backend_title=\u00a0\u00bb12:15 &#8211; 12:30 Fragerunde und Fazit\u00a0\u00bb title=\u00a0\u00bbFragerunde und Fazit\u00a0\u00bb start_time=\u00a0\u00bb12:15&Prime; end_time=\u00a0\u00bb12:30&Prime; speakers=\u00a0\u00bb<\/p>\n<p>Referierende des Vormittags<\/p>\n<p>\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_event_program_list_item][\/sfdm_event_program_list][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb admin_label=\u00a0\u00bbAnzeigen (Mobile)\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb disabled=\u00a0\u00bbon\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_code disabled_on=\u00a0\u00bboff|off|on\u00a0\u00bb admin_label=\u00a0\u00bbAnzeige(n) (MOBILE)\u00a0\u00bb module_class=\u00a0\u00bbschulthess_product_ads\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner admin_label=\u00a0\u00bbReferenten\u00a0\u00bb module_id=\u00a0\u00bbschulthess-referierende\u00a0\u00bb module_class=\u00a0\u00bbschulthess-referenten-slider\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbHeadline\u00a0\u00bb module_class=\u00a0\u00bbsf-h3 schulthess-product-speaker-headline-wrapper\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h5>Referierende<\/h5>\n<p><!--div class=\"buttons\"><button class=\"grid icon_grid\"><span><\/span><\/button><button class=\"list icon_list\"><span><\/span><\/button><\/div-->[\/et_pb_text][et_pb_code _builder_version=\u00a0\u00bb4.21.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<div class=\"sf-speaker-slider\"><div class=\"uk-position-relative uk-visible-toggle uk-light\" tabindex=\"-1\"><ul class=\"uk-grid-small uk-child-width-1-4@s uk-child-width-1-4@m uk-child-width-1-4@l\" uk-grid uk-height-match=\"target: > li > .uk-card\">\n\n            <li>\n                <div class=\"uk-card uk-card-default\">\n                    <a href=\"#referent-13742\" uk-toggle>\n                    <div class=\"uk-card-media-top\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Bloch-Riemer_Ruth_200x242px-200x242.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"\" \/>\n                        <div class=\"uk-label referenten-tagesleitung\">Direction<\/div>\n                    <\/div>\n                    <div class=\"uk-card uk-card-body\">\n                        <h4 class=\"speaker-card-name cardslider-card-name\">Dr.  Ruth Bloch-Riemer<\/h4>\n                    <\/div>\n                    <\/a>\n                <\/div>\n            <\/li>\n            \n\n            <li>\n                <div class=\"uk-card uk-card-default\">\n                    <a href=\"#referent-42807\" uk-toggle>\n                    <div class=\"uk-card-media-top\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Buerkle_Annabelle-200x242px-2.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"Buerkle_Annabelle\" \/>\n                        \n                    <\/div>\n                    <div class=\"uk-card uk-card-body\">\n                        <h4 class=\"speaker-card-name cardslider-card-name\"> Annabelle B\u00fcrkle<\/h4>\n                    <\/div>\n                    <\/a>\n                <\/div>\n            <\/li>\n            \n\n            <li>\n                <div class=\"uk-card uk-card-default\">\n                    <a href=\"#referent-29335\" uk-toggle>\n                    <div class=\"uk-card-media-top\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Gaechter_Thomas_200x242px-1-200x242.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"\" \/>\n                        \n                    <\/div>\n                    <div class=\"uk-card uk-card-body\">\n                        <h4 class=\"speaker-card-name cardslider-card-name\">Prof. Dr. Thomas G\u00e4chter<\/h4>\n                    <\/div>\n                    <\/a>\n                <\/div>\n            <\/li>\n            \n\n            <li>\n                <div class=\"uk-card uk-card-default\">\n                    <a href=\"#referent-18454\" uk-toggle>\n                    <div class=\"uk-card-media-top\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Kesserue_Balint_200x242px-1.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"B\u00e1lint Keser\u0171\" \/>\n                        \n                    <\/div>\n                    <div class=\"uk-card uk-card-body\">\n                        <h4 class=\"speaker-card-name cardslider-card-name\"> B\u00e1lint Keser\u0171<\/h4>\n                    <\/div>\n                    <\/a>\n                <\/div>\n            <\/li>\n            \n\n            <li>\n                <div class=\"uk-card uk-card-default\">\n                    <a href=\"#referent-43042\" uk-toggle>\n                    <div class=\"uk-card-media-top\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Lips_Oliver_200x242px.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"\" \/>\n                        \n                    <\/div>\n                    <div class=\"uk-card uk-card-body\">\n                        <h4 class=\"speaker-card-name cardslider-card-name\"> Oliver Lips<\/h4>\n                    <\/div>\n                    <\/a>\n                <\/div>\n            <\/li>\n            \n\n            <li>\n                <div class=\"uk-card uk-card-default\">\n                    <a href=\"#referent-42711\" uk-toggle>\n                    <div class=\"uk-card-media-top\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Mueller_Yolanda_200x242px-2.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"M\u00fcller_Yolanda\" \/>\n                        \n                    <\/div>\n                    <div class=\"uk-card uk-card-body\">\n                        <h4 class=\"speaker-card-name cardslider-card-name\"> Yolanda M\u00fcller<\/h4>\n                    <\/div>\n                    <\/a>\n                <\/div>\n            <\/li>\n            \n\n            <li>\n                <div class=\"uk-card uk-card-default\">\n                    <a href=\"#referent-42703\" uk-toggle>\n                    <div class=\"uk-card-media-top\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Schneylin_Dominique_200x242px-2.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"Schneylin_Dominique\" \/>\n                        \n                    <\/div>\n                    <div class=\"uk-card uk-card-body\">\n                        <h4 class=\"speaker-card-name cardslider-card-name\"> Dominique Schneylin<\/h4>\n                    <\/div>\n                    <\/a>\n                <\/div>\n            <\/li>\n            <\/ul><\/div>\n        <div id=\"referent-13742\" class=\"referent-modal uk-flex-top\" uk-modal>\n            <div class=\"uk-modal-dialog uk-margin-auto-vertical\">\n                <button class=\"uk-modal-close-default\" type=\"button\" uk-close><\/button>\n                <div class=\"uk-grid-small\" uk-grid>\n                    <div class=\"uk-width-auto@m\">\n                        <div class=\"uk-card-badge uk-label referenten-tagesleitung\">Direction<\/div>\n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Bloch-Riemer_Ruth_200x242px-200x242.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"\" \/>\n                    <\/div>\n                    <div class=\"uk-width-expand@m\">\n                        <h4 class=\"uk-modal-title\">Dr.  Ruth Bloch-Riemer<\/h4>\n                        <p class=\"referent-info\"><span class=\"referenten-position\">Dr. iur., Rechtsanw\u00e4ltin, dipl. Steuerexpertin, Partnerin, <\/span> <span class=\"referenten-company\">B\u00e4r & Karrer<\/span><\/p>\n                        <p class=\"referent-kurzbeschreibung\"><p>Ruth Bloch-Riemer ist spezialisiert auf schweizerische und internationale steuerrechtliche Sachverhalte. Ein Schwerpunkt ihrer T\u00e4tigkeit liegt in der Beratung und Betreuung von schweizerischen und ausl\u00e4ndischen verm\u00f6genden Privatpersonen und Unternehmern in allen steuerrechtlichen Belangen, nebst den Bereichen Verm\u00f6gens- und Nachlassplanung insbesondere in Bezug auf Fragen im Bereich der nationalen und internationalen Planung und Koordination ihrer beruflichen Vorsorge und Sozialversicherung.<\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"uk-modal-footer card-arrows uk-text-right\">\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-prev\" onclick=\"navigateReferent('prev', 42703);\"><\/button>\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-next\" onclick=\"navigateReferent('next', 42807);\"><\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n        \n        <div id=\"referent-42807\" class=\"referent-modal uk-flex-top\" uk-modal>\n            <div class=\"uk-modal-dialog uk-margin-auto-vertical\">\n                <button class=\"uk-modal-close-default\" type=\"button\" uk-close><\/button>\n                <div class=\"uk-grid-small\" uk-grid>\n                    <div class=\"uk-width-auto@m\">\n                        \n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Buerkle_Annabelle-200x242px-2.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"Buerkle_Annabelle\" \/>\n                    <\/div>\n                    <div class=\"uk-width-expand@m\">\n                        <h4 class=\"uk-modal-title\"> Annabelle B\u00fcrkle<\/h4>\n                        <p class=\"referent-info\"><span class=\"referenten-position\">MLaw, Senior Manager Pension Practice, <\/span> <span class=\"referenten-company\">PwC Schweiz <\/span><\/p>\n                        <p class=\"referent-kurzbeschreibung\"><p>Annabelle B\u00fcrkle ist Senior Manager in der Pension Practice von PwC Schweiz und spezialisiert auf die berufliche Vorsorge sowie Pension &amp; HR Transformation. Als Juristin verf\u00fcgt sie \u00fcber mehr als zw\u00f6lf Jahre Erfahrung in der Beratung von Unternehmen und Vorsorgeeinrichtungen zu rechtlichen, strategischen und operativen Fragestellungen der beruflichen Vorsorge.<\/p>\n<p>Zu ihren T\u00e4tigkeitsschwerpunkten z\u00e4hlen die Konzeption und Implementierung von Vorsorgel\u00f6sungen, Governance Reviews von Vorsorgeeinrichtungen, M&amp;A Pension Due Diligence sowie die Begleitung von Restrukturierungen, Transaktionen und HR Transformationen. Dar\u00fcber hinaus ber\u00e4t sie Unternehmen und Pensionskassen bei Liquidationen und Teilliquidationen sowie bei der \u00dcbertragung und Ausgliederung von Versicherten- und Rentnerbest\u00e4nden.<\/p>\n<p>Neben ihrer Beratungst\u00e4tigkeit ist Annabelle B\u00fcrkle Mitglied des Stiftungsrats der PwC Pensionskasse (mps) und bringt damit auch praktische Erfahrung aus einer Vorsorgeeinrichtung ein. Sie ist zudem Autorin verschiedener Fachpublikationen und regelm\u00e4ssige Referentin zu Themen der beruflichen Vorsorge. Annabelle B\u00fcrkle verf\u00fcgt \u00fcber einen Master of Law der Universit\u00e4t Luzern und der Kingston University London.<\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"uk-modal-footer card-arrows uk-text-right\">\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-prev\" onclick=\"navigateReferent('prev', 13742);\"><\/button>\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-next\" onclick=\"navigateReferent('next', 29335);\"><\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n        \n        <div id=\"referent-29335\" class=\"referent-modal uk-flex-top\" uk-modal>\n            <div class=\"uk-modal-dialog uk-margin-auto-vertical\">\n                <button class=\"uk-modal-close-default\" type=\"button\" uk-close><\/button>\n                <div class=\"uk-grid-small\" uk-grid>\n                    <div class=\"uk-width-auto@m\">\n                        \n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Gaechter_Thomas_200x242px-1-200x242.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"\" \/>\n                    <\/div>\n                    <div class=\"uk-width-expand@m\">\n                        <h4 class=\"uk-modal-title\">Prof. Dr. Thomas G\u00e4chter<\/h4>\n                        <p class=\"referent-info\"><span class=\"referenten-position\">Prof. Dr. iur., Lehrstuhlinhaber \/ Dekan der Rechtswissenschaftlichen Fakult\u00e4t, <\/span> <span class=\"referenten-company\">Universit\u00e4t Z\u00fcrich<\/span><\/p>\n                        <p class=\"referent-kurzbeschreibung\"><p>Thomas G\u00e4chter ist Inhaber des Lehrstuhls f\u00fcr Staats-, Verwaltungs- und Sozialversicherungsrecht an der Rechtswissenschaftlichen Fakult\u00e4t der Universit\u00e4t Z\u00fcrich (seit 2006) und st\u00e4ndiger Gastprofessor an der Universit\u00e4t Luzern. Nach Studien an den Universit\u00e4ten Z\u00fcrich und Leuven (B) promovierte er in Z\u00fcrich. In seiner praktischen T\u00e4tigkeit war er Gerichtsschreiber am Verwaltungsgericht des Kantons Z\u00fcrich. Im Jahr 2002 promovierte er an der Universit\u00e4t Z\u00fcrich und wurde im selben Jahr zum Privatdozenten an derselben Universit\u00e4t ernannt. Seine wissenschaftlichen Schwerpunkte liegen im Sozialversicherungs- und Gesundheitsrecht, daneben arbeitet er h\u00e4ufig an den Schnittstellen dieser Gebiete zum Staats- und Verwaltungsrecht. Er hat zahlreiche Werke im Sozialversicherungs-, Gesundheits- und Staatsrecht publiziert und ist Mitherausgeber verschiedener Fachzeitschriften. Seit 2020 ist er Dekan der Rechtswissenschaftlichen Fakult\u00e4t der Universit\u00e4t Z\u00fcrich.<\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"uk-modal-footer card-arrows uk-text-right\">\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-prev\" onclick=\"navigateReferent('prev', 42807);\"><\/button>\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-next\" onclick=\"navigateReferent('next', 18454);\"><\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n        \n        <div id=\"referent-18454\" class=\"referent-modal uk-flex-top\" uk-modal>\n            <div class=\"uk-modal-dialog uk-margin-auto-vertical\">\n                <button class=\"uk-modal-close-default\" type=\"button\" uk-close><\/button>\n                <div class=\"uk-grid-small\" uk-grid>\n                    <div class=\"uk-width-auto@m\">\n                        \n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Kesserue_Balint_200x242px-1.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"B\u00e1lint Keser\u0171\" \/>\n                    <\/div>\n                    <div class=\"uk-width-expand@m\">\n                        <h4 class=\"uk-modal-title\"> B\u00e1lint Keser\u0171<\/h4>\n                        <p class=\"referent-info\"><span class=\"referenten-position\">Msc., Eidg. dipl. Pensionsversicherungsexperte, Principal Consultant, Head of Retirement Z\u00fcrich<\/span> <span class=\"referenten-company\">Aon Schweiz<\/span><\/p>\n                        <p class=\"referent-kurzbeschreibung\"><p>B\u00e1lint Keser\u0171 ist eidg. dipl. Pensionsversicherungsexperte und seit 2006 im Bereich der beruflichen Vorsorge t\u00e4tig. Seit dem 1. Dezember 2018 leitet er das Wealth Solutions Team in Z\u00fcrich und ist Mitglied des Management Teams von Aon Schweiz.<\/p>\n<p>In seiner Funktion als Pensionsversicherungsexperte betreut er autonome Pensionskassen nationaler und internationaler Unternehmen. Zudem verantwortet er Mandate im Bereich der internationalen Rechnungslegung von Vorsorgeverpflichtungen (IAS 19 \/ US-GAAP).<\/p>\n<p>B\u00e1lint Keser\u0171 hat \u00d6konomie und Versicherungsmathematik studiert. Er ist Mitglied der Schweizerischen Kammer der Pensionskassen-Experten sowie der Schweizerischen Aktuarvereinigung und engagiert sich als Dozent in der Ausbildung von Pensionsversicherungsexperten.<\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"uk-modal-footer card-arrows uk-text-right\">\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-prev\" onclick=\"navigateReferent('prev', 29335);\"><\/button>\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-next\" onclick=\"navigateReferent('next', 43042);\"><\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n        \n        <div id=\"referent-43042\" class=\"referent-modal uk-flex-top\" uk-modal>\n            <div class=\"uk-modal-dialog uk-margin-auto-vertical\">\n                <button class=\"uk-modal-close-default\" type=\"button\" uk-close><\/button>\n                <div class=\"uk-grid-small\" uk-grid>\n                    <div class=\"uk-width-auto@m\">\n                        \n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Lips_Oliver_200x242px.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"\" \/>\n                    <\/div>\n                    <div class=\"uk-width-expand@m\">\n                        <h4 class=\"uk-modal-title\"> Oliver Lips<\/h4>\n                        <p class=\"referent-info\"><span class=\"referenten-position\">lic. iur., Senior Account Manager, <\/span> <span class=\"referenten-company\">Aon Schweiz AG<\/span><\/p>\n                        <p class=\"referent-kurzbeschreibung\"><p class=\"x_MsoNormal\"><span lang=\"DE-CH\" data-olk-copy-source=\"MessageBody\">Oliver Lips ist seit 2001 in der beruflichen Vorsorge t\u00e4tig. Nach dem Studium der Rechtswissenschaften und dem Abschluss als lic. iur. war er w\u00e4hrend sieben Jahren als BVG-Unternehmensberater bei AXA t\u00e4tig. <\/span><span lang=\"DE-CH\">2008 wechselte er zu Aon Schweiz, wo er als Senior Account Manager Unternehmen bei der Neukonzeption, Implementierung und Optimierung und Betreuung von Vorsorgel\u00f6sungen begleitet. Der Fokus liegt dabei auf internationalen Firmenkunden aus dem Aon-Netzwerk mit Anschl\u00fcssen an Sammeleinrichtungen.<br \/>\n<\/span><span lang=\"DE-CH\">Im Zeitraum 2013 bis 2025 leitete er zus\u00e4tzlich als Group Manager das BVG-Brokerage-Team Z\u00fcrich von Aon Schweiz AG.<\/span><\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"uk-modal-footer card-arrows uk-text-right\">\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-prev\" onclick=\"navigateReferent('prev', 18454);\"><\/button>\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-next\" onclick=\"navigateReferent('next', 42711);\"><\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n        \n        <div id=\"referent-42711\" class=\"referent-modal uk-flex-top\" uk-modal>\n            <div class=\"uk-modal-dialog uk-margin-auto-vertical\">\n                <button class=\"uk-modal-close-default\" type=\"button\" uk-close><\/button>\n                <div class=\"uk-grid-small\" uk-grid>\n                    <div class=\"uk-width-auto@m\">\n                        \n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Referenten\/Mueller_Yolanda_200x242px-2.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"M\u00fcller_Yolanda\" \/>\n                    <\/div>\n                    <div class=\"uk-width-expand@m\">\n                        <h4 class=\"uk-modal-title\"> Yolanda M\u00fcller<\/h4>\n                        <p class=\"referent-info\"><span class=\"referenten-position\">lic. iur., Rechtsanw\u00e4ltin, CAS Berufliche Vorsorge (IRP-HSG), <\/span> <span class=\"referenten-company\">Dufour Advokatur<\/span><\/p>\n                        <p class=\"referent-kurzbeschreibung\"><p>Yolanda M\u00fcller ist seit 1996 als selbstst\u00e4ndige Advokatin und Partnerin bei Dufour Advokatur in Basel t\u00e4tig. Zu den Schwerpunkten ihrer T\u00e4tigkeit geh\u00f6ren die rechtliche und strategische Beratung sowie die gerichtliche Vertretung von Pensionskassen, Wohlfahrtsfonds und Arbeitgebern in s\u00e4mtlichen Fragen der beruflichen Vorsorge. Sie ist Vorstandsmitglied bei PatronFonds in Bern und beim Verein f\u00fcr BVG- und Pensionskassenausk\u00fcnfte in Basel sowie Mitglied der Fachgruppe \u201eRechtsfragen\u201d der Zeitschrift \u201eSchweizer Personalvorsorge\u201d. Frau M\u00fcller ist Autorin diverser Publikationen im Bereich der beruflichen Vorsorge.<\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"uk-modal-footer card-arrows uk-text-right\">\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-prev\" onclick=\"navigateReferent('prev', 43042);\"><\/button>\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-next\" onclick=\"navigateReferent('next', 42703);\"><\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n        \n        <div id=\"referent-42703\" class=\"referent-modal uk-flex-top\" uk-modal>\n            <div class=\"uk-modal-dialog uk-margin-auto-vertical\">\n                <button class=\"uk-modal-close-default\" type=\"button\" uk-close><\/button>\n                <div class=\"uk-grid-small\" uk-grid>\n                    <div class=\"uk-width-auto@m\">\n                        \n                        <img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"242\" src=\"https:\/\/www.schulthessforum.ch\/wp-content\/media\/Schneylin_Dominique_200x242px-2.jpg\" class=\"attachment-schulthess_speaker size-schulthess_speaker wp-post-image\" alt=\"Schneylin_Dominique\" \/>\n                    <\/div>\n                    <div class=\"uk-width-expand@m\">\n                        <h4 class=\"uk-modal-title\"> Dominique Schneylin<\/h4>\n                        <p class=\"referent-info\"><span class=\"referenten-position\">eidg. dipl. Wirtschaftspr\u00fcfer, <\/span> <span class=\"referenten-company\">BSABB BVG- und Stiftungsaufsicht beider Basel <\/span><\/p>\n                        <p class=\"referent-kurzbeschreibung\"><p>Dominique Schneylin ist seit 2021 Gesch\u00e4ftsleiter der BVG- und Stiftungsaufsicht beider Basel (BSABB) und pr\u00e4sidiert seit dem 1. Juli 2026 die Konferenz der kantonalen BVG- und Stiftungsaufsichtsbeh\u00f6rden. Der 48-j\u00e4hrige Schneylin ist diplomierter Wirtschaftspr\u00fcfer und war zuvor w\u00e4hrend 14 Jahren als solcher in verschiedenen Funktionen bei einer globalen Revisionsgesellschaft im BVG- und KVG-Bereich t\u00e4tig. Zudem arbeitete er f\u00fcr mehrere Jahre bei einer grossen Krankenversicherung, wo er f\u00fcr das Risk Management zust\u00e4ndig war.<\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"uk-modal-footer card-arrows uk-text-right\">\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-prev\" onclick=\"navigateReferent('prev', 42711);\"><\/button>\n                    <button href=\"javascript:void(0);\" class=\"card-arrow-next\" onclick=\"navigateReferent('next', 13742);\"><\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n        <\/div>\n      <script>\n          function navigateReferent(direction, currentID) {\n              var speakers = [13742,42807,29335,18454,43042,42711,42703];\n              var currentIndex = speakers.indexOf(currentID);\n\n              if (direction === \"prev\") {\n                  currentIndex = (currentIndex + speakers.length) % speakers.length;\n              } else if (direction === \"next\") {\n                  currentIndex = (currentIndex ) % speakers.length;\n              }\n\n              var targetID = speakers[currentIndex];\n              var targetModal = document.getElementById(\"referent-\" + targetID);\n              UIkit.modal(targetModal).show();\n          }\n      <\/script>\n        <script>\n            document.addEventListener(\"DOMContentLoaded\", function() {\n                const modalLinks = document.querySelectorAll(\"[uk-toggle]\");\n                const pageContainer = document.getElementById(\"page-container\");\n\n                \/\/ Neues <div> Element erstellen\n                const newDiv = document.createElement(\"div\");\n                newDiv.className = \"referenten-modal-background\";\n\n                \/\/ Das neue <div> dem Element mit der ID \"page-container\" hinzuf\u00fcgen\n                pageContainer.insertBefore(newDiv, pageContainer.firstChild);\n\n                const referentenModalBackground = document.querySelector(\".referenten-modal-background\");\n\n                modalLinks.forEach(link => {\n                    link.addEventListener(\"click\", function(event) {\n                        event.preventDefault();\n                        referentenModalBackground.classList.add(\"referenten-modal-open\");\n                    });\n                });\n\n                const modals = document.querySelectorAll(\".referent-modal\");\n                modals.forEach(modal => {\n                    modal.addEventListener(\"click\", function(event) {\n                        if (event.target === modal) {\n                            referentenModalBackground.classList.remove(\"referenten-modal-open\");\n                        }\n                    });\n                });\n\n                const closeModalButtons = document.querySelectorAll(\".uk-modal-close-default\");\n                closeModalButtons.forEach(button => {\n                    button.addEventListener(\"click\", function() {\n                        referentenModalBackground.classList.remove(\"referenten-modal-open\");\n                    });\n                });\n\n                \/\/ Funktion, um die Klasse zu entfernen\n                function closeModal() {\n                    referentenModalBackground.classList.remove(\"referenten-modal-open\");\n                }\n\n                \/\/ Event Listener f\u00fcr das Dr\u00fccken der Esc-Taste\n                document.addEventListener(\"keydown\", function(event) {\n                    if (event.key === \"Escape\") {\n                        closeModal();\n                    }\n                });\n            });\n        <\/script>[\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner admin_label=\u00a0\u00bbFachthemen\u00a0\u00bb module_id=\u00a0\u00bbschulthess-product-specinfo\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bb\u00dcberschrift\u00a0\u00bb module_id=\u00a0\u00bbschulthess-fachinformationen\u00a0\u00bb module_class=\u00a0\u00bbsf-h2&Prime; _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h5>Fachthemen<\/h5>\n<p>[\/et_pb_text][et_pb_code _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]\n  <div class=\"sf-post-list\">\n\n    \n      \n              <div class=\"sf-full-width-row\">\n                <article class=\"sf-post-list-item sf-post-list-item-42805 et_pb_column_1_3 et_pb_column\">\n              <a href=\"https:\/\/www.schulthessforum.ch\/fachbeitrag\/wohin-mit-den-rentnern\/\" target=\"_blank\" rel=\"nofollow noopener\" title=\"Wohin mit den Rentnern?\">\n              <div class=\"sf-post-list-item-content-wrapper\">\n                  <div class=\"sf-post-list-item-content\">\n                                            <h3 class=\"fachbeitrag-autor\">\n                          Annabelle B\u00fcrkle                      <\/h3>\n                                            <div clasS=\"sf-post-list-item-title-wrapper\">\n                        <h3 class=\"sf-post-list-item-title\">\n                            Wohin mit den Rentnern?                        <\/h3>\n                      <\/div>\n                      <div class=\"sf-post-list-item-excerpt\">\n                          Rentnerkassen und die teilweise \u00dcbertragung von Rentnerbest\u00e4nden scheinen bei Aufsichtsbeh\u00f6rden auf Zur\u00fcckhaltung zu stossen. Doch worauf beruht diese Haltung? Der Vortrag zeigt auf, wie beide Themen zusammenh\u00e4ngen, und beleuchtet sie aus unterschiedlichen Perspektiven: rechtlich, \u00f6konomisch u...                      <\/div>\n                  <\/div>\n\n              <\/div>\n              <\/a>\n          <\/article>\n            \n  \n      \n                <article class=\"sf-post-list-item sf-post-list-item-42787 et_pb_column_1_3 et_pb_column\">\n              <a href=\"https:\/\/www.schulthessforum.ch\/fachbeitrag\/neue-leistungsmoeglichkeiten-fuer-wohlfahrtsfonds-eine-auslegeordnung\/\" target=\"_blank\" rel=\"nofollow noopener\" title=\"Neue Leistungsm\u00f6glichkeiten f\u00fcr Wohlfahrtsfonds \u2013 eine Auslegeordnung\">\n              <div class=\"sf-post-list-item-content-wrapper\">\n                  <div class=\"sf-post-list-item-content\">\n                                            <h3 class=\"fachbeitrag-autor\">\n                          Yolanda M\u00fcller                      <\/h3>\n                                            <div clasS=\"sf-post-list-item-title-wrapper\">\n                        <h3 class=\"sf-post-list-item-title\">\n                            Neue Leistungsm\u00f6glichkeiten f\u00fcr Wohlfahrtsfonds \u2013 eine Auslegeordnung                        <\/h3>\n                      <\/div>\n                      <div class=\"sf-post-list-item-excerpt\">\n                          Seit dem 1. Januar 2025 stehen den Wohlfahrtfonds mit Ermessensleistungen neue Leistungsm\u00f6glichkeiten offen. Welche Leistungen sind zul\u00e4ssig? Was ist zu beachten und wie steht es um die AHV-Beitragspflicht auf Leistungen von Wohlfahrtsfonds?\n                      <\/div>\n                  <\/div>\n\n              <\/div>\n              <\/a>\n          <\/article>\n              <\/div>\n            \n  <\/div>\n\n  [\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbTermin &#8211; Info\u00a0\u00bb module_class=\u00a0\u00bbdetail-info-sidebar-bg event-termin-info\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Termin \/ Format<\/h3>\n<p><span class=\"event-date-termin-info\">04.11.2026 | 09:00 - 12:30<\/span><br><span class=\"event-kategorie-termin-info\">Sozialversicherungsrecht | Tagungen<\/span>[\/et_pb_text][et_pb_text disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbPreis &#8211; Info\u00a0\u00bb module_class=\u00a0\u00bbdetail-info-sidebar-bg\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<div class=\"sf-product-variant-detail-wrapper\" id=\"sf-product-variant-detail-wrapper\"><form action=\"https:\/\/www.schulthessforum.ch\/fr\/warenkorb\/\" method=\"get\"><h3 class=\"sf-product-variant-headline-1\">Pr\u00e4senzveranstaltung<\/h3><label class=\"sf-product-variant-detail\"><input class=\"sf-product-variant-input\" type=\"radio\" id=\"40724\" name=\"variante\" value=\"40724\" required><span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;390.00<\/bdi><\/span> TVA de 8.1% en sus.<\/label><input type=\"hidden\" id=\"40723\" name=\"event\" value=\"40723\"><span class=\"anmeldebutton-wrapper\"><input class=\"et_pb_button et_pb_button_0 schulthess-buy-button single_add_to_cart_button button wp-element-button\" data-icon=\"9\" type=\"submit\" value=\"Inscription\"><span class=\"anmeldebutton-icon\"><\/span><\/span><\/form><\/div>[\/et_pb_text][et_pb_code disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbCredits &#8211; Info\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb||15px||false|false\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_code][et_pb_code disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbCicero &#8211; Info\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb||15px||false|false\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_code][et_pb_text disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbRabatt &#8211; Info\u00a0\u00bb module_class=\u00a0\u00bbdetail-info-sidebar-bg\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Rabatt Info<\/h3>\n<p>15% Rabatt auf den regul\u00e4ren Preis bei Anmeldung von mehr als zwei Personen eines Unternehmens. Der Rabatt wird ab der 3. Anmeldung gew\u00e4hrt. Doppelrabattierungen werden nicht gew\u00e4hrt.[\/et_pb_text][et_pb_blurb title=\u00a0\u00bbTagungsleitung\u00a0\u00bb disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbTagungsleitung\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#efefef\u00a0\u00bb custom_padding=\u00a0\u00bb40px|40px|40px|40px|false|false\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"content clearfix\">\n<div class=\"content clearfix\">\n<div class=\"content clearfix\">\n<h2 class=\"block-title\"><img decoding=\"async\" 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VMVAgNLUrqqavERuixtSySzlVq6GQxNLT1AfSASjC9gdh3j+Ff5dOlEl4sKdbVv\/AAn4\/mSLT6fg13VuM+MTS1fQW4MzOsLgveTI7CnqJ5tISaW82NT0nUXjCgWsc2F3rAikNG8q9El\/Z6GMkY7Ac0622WB5uDcEg3\/w+o\/x\/p7Nq1x5dFBIB8v9X+bqK4B5tzyeP6f0t+Of949662CBQDrHpvfTz\/vBIv8A7b8+\/cOPHh1frBJfi4F7C\/8AT6\/1t\/h78B1U0r86cOsDC1yf6XsPr\/he49+69wBx1Hc6eb+o2tYG4AIB\/re4Pu1MkdUD1VRTJ6zKLkccf63+w90x+XTvWb\/bf4D+vA+n+Hv3XuskYvYj6kcX+gH4P+uf9f34iv2de6lAKRa3AP5+pP1\/178e\/fn17rlx\/t\/fhw69137317rr\/ePx\/T\/D37r3VcH82D504j+Xp8Ie2+\/jUUT9gPjl2L01hKqRBJnO1N3xzY\/bhjgYEz0u3lMuUqrAgQUbA21e2p5RDGzny6uiGRgg4nr5K2XzWZ3PuHLbg3Pl6\/Obq3Nl8nmNw5zIzyVWQyeezdVLlc1la+WQu9XVVNbK7uxJ5J9hghrpmkGRUHPy6O1T6eEJTu8+lZBVvSxR01CGhZo0po\/H+BKFIEBYgPI4csT\/AGQ4vx7ubuqiKo9On47fxfLoT9rde7837kKXHYCnr6DFQy+RamE1Edfk5WcB6oTSf5T9nrUCA61JW5CkcFNebnbWqF9XDpbtWz7pdyFZIm0+XV2fxg\/la7z7CfG5ne9RFQUTw0RjqJYjFWAKTNCQKJ4Zo5QZC3k1+QljYrqYEF7jzNgiFqrTP7a9SXtXJXhsss6Efb+3oyHef8mat3VQZCpxu4mqzi4LUNO9PBCuqFnYfV29UjTDgA8A\/m3tLY8yyCoZu2vQjuuUNtugQw7qYz1rn9\/fE7fXx4322C3Li8hTYmonf7KqnjKtSMryxiqoaogALG6G6cpIjaT7HW3b1abigid1rwPUX8w8oS7Y7y2iGn5HoEcp1t\/EYWQJJTVZgXwx08F6R\/K8cUNTTK9glJWnWmkN+zVReL9MsTMcJOLZmANVJwf9noHSQvQax3fi\/wBX29J3rjKy4HOtgs4KiCkaqNJVmSMs1KVbTLNLSy+b7iOnZVd4hpLJqI5TlrcoxLGsqnH+fq1iTDKyjBYj+X\/F9DnntoZXAZHHZiFHp5cfVO1LNBIZnR1kWZtMmoJVmnTTIy6THURMC4Ae3srtHoGQ8TjpfeRg0ceWejl7Ry7Z\/b9NuER0kuRallizFOJGqfJVtTivrNRqJ2epo6+j11UbJGNLJ+DMiqv6Zi8vs6yYjOZLaOaw+7NrZGsxee2xWUW48Fk6CSSnr3SjnikSrppLApXUHjD6SAS349ss2hwwxmvTunxA6kY4dfSF\/lnfL2n+ZXxP2F2XWVkc+9cRRUm1ewdBTySbixlMsbZR0RVEYy9MizEW4l8i\/VSAKLeUTRI49OgpcQtFK6MceXR\/i4Fxc2P0Jvfj6\/X8e36UGTnpKKauxamleuiy6bghjYXP0J\/PI\/APvVfXj079nWCQg2\/2ofT6\/X6fS172\/wB49+6qeIz1Gb+lzpJ+n1uPze1rcn3sZx1VyeI4dRpCdQP9L8E2\/H15HHHveCSfKvXkxRfxAdTVFh\/j\/sOD\/T+t7H3Xp3rmoubfjnji1uL8e9cPs691KAsvp5FuT+bixIHP0v799vXusii31\/V9f8bG31\/Pv3HHl17rl\/xv\/itve+vde+n++\/Pv3XuvAFiFAuSbAD+txb\/C\/v3Xuvm4f8KZvn+nyr+ZcHxv2FnYsl0z8SZMltuWox9U0mJ3D3LkVih39lfLTu8FUdteEYWJjqEb085X9Z9kW5zsxMKMKDjwP\/FdGlnEFQSFf1Cf5da4OIpHlqJ62WImGlhPpDAGSNWR2ZmJDComeRPobAEA8NYpUIgtzQ0cnj0vNZTR89GE6D6hzvcnaG1tt01kiqak5KsqXgY09NQwSOimNVUaGkmUjTxcKAPSAPZDc3cdq2uQ0r5noUbFtT3ZAMZI49bUXxj+I+wdltFTz4+LI1VNLHPBWVsILtPGpR3jAVLvCjFRruQp0\/m3uNdw3aW8LosuK44f5up92zY7aCNW8AB6D19OrpOsdr0mMgSKliVYFjhsSL3KhdNvU3jA1fQWHskiSRAySMTVq\/4Olc+pQVJwPkOjCwYSCdChSIq12KsAWJYWY3N3NwLf0HswgEUdCy9nmM9FJpHIGB4dEP8AnB\/L82P8oOs85SS0Bot0QU80uEylPCDJHVPFIY4pLJIBE8o9VwbXv7XWV19PN4kdQv5n\/DXpFevBcIUnUMvWnVvPpLOdKb6yfT\/amGbFZPCVtTjKGur4DSUdXS5A2h81QywuMbXROiSSghFRIXIMlNEUku03CG4jh8RgToFf2fLqKeYNkTbmedoaxyMXQAnAY1A41xXonvcexabau4MVuqGKWRYa6LG7mjVF+\/eSiqIIXyMiFWpnyVNAwpKjTdZZTFIS0MhHs\/1ieHSBVR0CxC0LrI4+LKj0p0Z2j2fFm9oUNC9ZS5BZ8OGxGRpjE0NRV06iaiCK5Jq6avxH7GjUCVKOzPokX2TOhgk1Lihz\/qPRwFimjKsuaYz0xdf1AxlZHOsTQwLFTiux06kNHNSVEcFRCkriJ1MdTCsR1DiScBw6Qt5F+otFrXj0WACOXSeHUTc+VqdvZDJ0VOGCbYqVz2PaYLUmrwVdHDLUwVEsMscGRNLSTrOCqnzRpKiNquPbOXVdfHp40Vn0HBPWxp\/wnd+YkvWfyKyvx2zFcy7H7tQvhKOpqUNPitx0ENXWYtoASEPreopmkATzq6OVDM1zTbrgpKIWbtbAHz6K9xtw8fjKO5eP2dbyDDixa9r8E\/Qg8n68f09nxznz6IgAAQMDrri17aSB9APqBbg\/7H+vv3XuHUZ2N\/8AW\/AHHpP0t\/j73869VoCT\/qr1j\/q30H9Lf7zb8H375db6xuB9Qbgnm5\/rwAP8Lj36uKeXVadxxn16m8f0\/p\/xr\/Dj3rq\/XNDYggHj+ltJtydX9CLW9+691JUXOqwCi4AsAOfqRx\/T3o4691k4\/wB9\/j\/xv37r3XfvfXuvfX\/ff77ke\/de6qb\/AJzX8w6l\/lzfC\/d\/ZWF+zqe4OxP4h1n0njqirhpzTbyzGIqvLvF6ZtU9fR7GpHFc8UakvP4UYqHv7TXVwtvEWNanAHz\/ANjp+3hM8gUHAyevlWQrU5Woym4twVs1ZX5PIVNdXZHJ1Dy1mVy2TqpKnIV9Y7L5JqiurZ5J5GPJLkn2QIjySfUOwKnFPP8A1fn0dMU1BUFBQdKaLCytR00S0+k1VUheQLqErkNUEuF9ISHzOwAJBXSpsVA9sXrVWqVC14dKIIz4q+fl+3q7\/wDln9N0cmQo9xz06tVjVMZ\/DpYxs8iwxiMqWCTFVdQOLNzzce425rumli8KFisnqf8AY6nTlDbEtIY7icBkI4Dj\/OnWyNsTbAgqPI0KxLT1NgxVbmSVg8qsYwRcfX\/W9goRlQuk5HUgBpUjZQw+XRyNpUy0gSNFJRlhPkVToJuguP7X9n+nuys4akmTxFOiss66\/FapJqKdD7hqeOV1uqH0ImoK9zdgeCU+o\/PtcpDoAQaHosum7JCD\/qr0KmPx1KaZ1ZTpuBILKCw+hCkg2\/23s1iEDRhAhEnr5dB+aU8a9U+\/zUf5cuF+UHXeQ3nsHHLF2ttiiqqmjenk8Eu5cfFG5qdvVTxguksqDyU1SAWiqUViNII9qLaaa0kUs1UrgDpZaJa7tBJFuAAKDSmr5YHDrSL7RocjVUeY2juuheg3btxJ8Vm0qaQ0FTl4qap+3pczPGKdJEylBITS5SnAcygR1JB0qPcibRuUbKYnU62Ipw\/nnqLuZNjube48VafTrXSM5GOGKdAn1l2zlNril21lJZJsdRTPPAHJ5SGetSWiYB3EEQWaRLBvTEYebl9Krc10JjLNjHl\/xfRFt82pgGUgKcg9Gl3LRrS1UW4KeIy4\/LLT5VpiEkpqnHZ+Gqoq9ZF8kUU0Elek0gUsrxDxMbFRdyyIMIU\/z6pdRs0mtaAf7PTF2JTzfw7ZW62uEpKptmZiV\/E0Lx1wlrMS7PEkMkhycbVDoXLF4Kd19NufMNLMPQ9VGAB1m+N3cGU6R7X697HoZzDW9XdhYKuknhf91qDHZOj8UazOIy0M9BGKcl2a6Qh2AZm9pnlMNxayCtAxJp0+kayw3SEDKgZ\/Pr6wHV+\/cH2j1xsbsfblVHXYHeu1sLuTGViFHE9LlaGKpVgyFkJDMQbH6j2NlbWqsDg5r0C2UozIeINOlsWAFr\/gWuQSefp9L8+90yOqcKnqMWAP5\/p+L8\/T3v7etUqMfy66LAk8mwP6bfX\/AAP0+o\/x9+p1759Y2JDC\/wBAeBwAV\/w9+pivWiQCAOPU7k\/p5J\/F\/rb+n9Peur9SI1vb6n8sbkjg\/Tn+v+396PXupH04+luf9gPda5HXuvf74f8AE+9nGR17r34\/33\/Ix7t17qJkMjjsPj63L5ivpMTicXSVGQymTyFRDSUGOx9HE09ZW1tVO8cFPS0sCM7u7KqqpJNvfjjrwz9vXyn\/AOc1\/MRzX8xr5lbt3Vh8hkP9D3X9dX9edKbaq65psTjtpYTIT0dbuVKaF2o4snvqspjlKuVfW8MlNESVhVVDt\/OZJMfADQdCG0g8CE6h3nj1VIlZJX7gp8XC4OOw5WNV8ekV00pVWYBGVQ7fpUHhY9TcNY+7Kui3SozXj0whq5PlXowuBx5rsbTsCkstRWUeJoY0sI3K1c0tXVSaJW8YqTGuggfRSPoSPZdcUMbCvkT0f7ZEZbpFpjj1s1fy49nwYvbmOyEkC\/c1kIShjCclYpdFVLKg4WFJXunHAFhxb3DW6ztLeSRseshdqhMe3xAKaU+fV3u3MCYo1soBYq0pVGC+QsQyNdtF7fRiLn+vstp0ZyykqKcOh42zROjQICVVxCzck82W\/pvb3dFDGp+zoumkJ4An59GEw9GVp4yADZv1fTgE2a454I\/3j2uWOiAgdFE0tKqzAfLpaLHUR0rpGwdpChQhbsFB9TEKQqrxbn8+1tuDjB\/1DonlyMen+XqdOtR9szeFBpjDD1trGhRxptIpfTxazAn2\/QnUXBx69JvDlmlRoXoFoG8uHWs5\/Oj\/AJbkW\/MRmvk901tuCm3jt+KbL7\/w2Kp7vk6OkUw1O54KenWD7qugpxpyUCr5KikdpVJaAXvt25Ok75OGA\/w9H13DDutmiGMB4lKmvnXNR68OtJ\/srHVOGykeXpYJEpaqapBpU0v9jWI8IraXWeXkp5xGJDwChUiyke5NsGF9GNbfP14dQ\/u1p+75nCpRejjdaZqTe\/TuKjc+abCxZ9IVdnZZaetpYKN187MBqXMY\/HSIgVTFFLMf7XLWsw3gh4Z8\/PpiRVezaZcmlcZ6foqL+9vW+6sFBLEtTJjjXYmp8yK38b249ZWwVDu6kWqsbKjwyMDojqHhI1XIWTf2sn29FkLa40anEV6BrC0i1lRS1tSXTH7nx8VPlKVmeE46sqPt40cRlmlMCyT+qS4k5Nre00qh1LcSuelEbFHAOA2DXrfj\/wCE6HzYl71+Lc3xq3nUIewfjXTQYzDzO8fmzXW9ZVyJiKohNJlkxFTKKdmIv4nivyfZ7s139Tb+Gx\/UTFPOnRJvVmLacSj4HzX5jrYpJuv44+o+ll+nBJtxe\/Hs7C1Fa9ELPxA6wgEW55BP15BFwObg2JHvRX0B6sCKZNOuBuTZTazfQ88j83NvoPe9OQK9NlzXA+zrGwJPJt\/sbm9+QOfoLfj34igwOvISalunRVNwfp+fqDf8kfU\/Tn230\/1LQWFhwB+Lf8T9D70R8+vdcvz\/ALz+f+Re9f6vn17r3+3\/AKW+nvecenXuu\/duvfZ1qj\/8Ki\/5kLfH34+4v4UdZZippe1\/kZizlOwshjKhoKravTVFWqlVQmWFxNT1++chCKdRxehimNxqF0V5MEXwwe5uP2dL7C3M8wPkOvnvYuT+HUtRWN4xLIPEr2SQxI0ReQxoxUaY1FvwCTYXBv7DjGsyj5joRXfA\/b1G2bTS1tYsqLMUnqWlduHkSFpFgLCxOqeVpI4ol\/tSyKvAN\/a+7bRRSchR0Xw25ljD+Vej\/wDX+AgqdxbapAEeKhljp9CHXB\/EpamAVkFMxDv4EkiCIxZtSJqH+cawUv7poo3KVLcP29SLytYrJLGJPh0Fvz62BOq\/kv1j8fttYPbaYXcvZXZ1ZTRLiuvOvaQ1OXeMSlEjrKplmioDNVo2pIaeqrGjGoRFFuACbNZLkzS8CepVO6m2t1giJwKdPW6v5tnyB6Yynl7g+H+8etNoVE\/2+Mny+J3AGaQ2V4GzWVgxuGjq1EgYwxETlfqgv7O\/6swTr+jeKfOlT\/m6Cjc3zhmEto2kGnl\/n6N18dP5zPxe7Gy9Pt\/eUW6euslVQLPFW5rGxth5py0cUVKK8VdRPTTeQlwDEIWQj16rqEU\/LTWjKWYNiv8Aq\/Z0\/a8zJdSaVUqeFD1ed1l2DtjfG3MRuXbmZpczhMnDFVUWRoJVlpKpJdQcLKhMazR1BcMhsQfp7TiIwsEPVr5GlYzqM9DdjpFq6iXSQKWMvG6kKxl0i+k8AeO5uOb39rYTXomeeeKpNa9OVWsTRLT04bU6Fn\/SQ2i2shtXo1OLAfk8e1skMEiLVs0z1SK4lR9R4HP869B7ujE0JpJ4soYkpXikSU1YjMDeZVj0yCcGEwyIxR0IZ2jZl0c39ktzZNHQwjHn0c2u5sXGvAGOtFT+dT\/L9w3Qe+Mr2f1ZjoJunuzKwvksRj41aPrnfUKO8NIQGEtHiM6ta\/2QkABcCmJZ6dAT3Y7+SFo42wNXSLfLC33KCWVcyaSV6p7+JW4mx\/8AG9u1gD\/w3MI9fSzSOsEVDkm\/u7kpyUBDOZaylRJBqMcjIVViRYV74aPZzj4TTP25\/wAnUbbXGS95Z0zkf4R0YDFYmfau+c9tZlaeGRqmeiSQkL+zEaerVISCsSx0dIvp1Ojfcnm5t7UFtaK9eOekYi8CRoCPg7ekLJi4aY5rHGWCCSgyucpaoIXjdC9JUT0cyRyAClkVYfMX1k6oowFFyfdLWQJMFPBsfs6vdxNJCzKfhz+3qzb+RT8tP9l4+e+w67P1a0+3Ox6teid9MZBFTqm6MrHjcRlJVYJGgo9zLRTsw9QhCLYC+l7Z38DdpQcaxT9vD+fTW7oZ9qgalStD\/LPX0mGOliv+uCQQQCByR\/Xj2M1yaV6BTEKKlesJJv6SbfT62\/N7gH+nvxOf5dVClqmvXSt\/W5ubAgW\/AIuB\/re\/Vpw62YweGD11yRfm5IPNr\/42vb8e9HNOtAadXT0qgfTj8D+gvf8A3ix91PTvWZfoD\/h\/sOPzf3oj049e67t\/h\/vH+++nv2eIPXuvfj+n1N7WH0\/IP+v735Z690x7n3Rt7Y+2txb03flaTA7T2jgsrufc2ar5EgosRt\/BUVRksvk6qWQhEhpKGmeQ3P0X3rAqa48+vAE4Az18hP5+fKnc\/wA7\/mH3b8mt1z1f8H3pu\/JSbKx1W7xxba6zw1Q2H2Bt2JXd44pKPAUUBqVXhqtpT+fYVvJ3ed2Q5rQdDPbrWC2hVyv6h418+iQ5SoFRj7RMVmmmlmbgWEBMccEAX6elVa35t7vGgWQM4yD0muZS7hFNM9CH1\/jmqMnjcPQaI6gSx\/c1TsyokuhpWmlNyUjxdHJJItuNTsTfizFxMXfvNUIx0ZWlvoRUUYr\/AJurCet9s5IS4WuwdDJUVoqxLT0YjLpGaSjbwuyqdZjgsP0m9h7C19cQRvpPDqSdm225Nur2zBJPMnOPMcPPq1z4jfJXp74rYLIbu7C+1m3nlcnJNlM3KlNVZysqkpXaWlx0mQq6dMfR0ETXeeWaBYddy\/49hq6gv7r\/AHDKgeWAehI77RZxj66Ss3yJH29Hg2d\/PX+HPYG4afrrsul2lHtzPFqUneVHuLc2ErlsxWCaDanXe+aBJqhg0elFlpf29ZkcnSXdp5R5gt1klnuG1CpGT9vDoPbtzJs0jrHA0YU4HaM\/y6cO2viR\/Lt+Uu2MDv7p7FbT6qrty1kVRs\/s7q3N4XLdWZXcFVTQV0G3Ml\/BJGp9v5GR6tYRT5fG4eoFUrQx+So0QO9Pd7vtoaC8lDAnUp0jhw48eIPSjatu2zdblZoFqFSnaSM8eAoOlz8C927g+PHZe7PjB2BnZKnKUix5Lb0k0t6WvpJMjVTUtVjvHV1VPLDNHWMTYK\/7dj9LeyGbcGclhTV9g6FkFh+lciQZWmmhzx\/zdbDGFkqWwa1sUjGNkmlqm0qNWhLs6fnSSP8Aefa9JysWsN5cT0GLqJXmMVM+nVR3zW+aHfXX2ej6y+O+Ekz+666njr6zJUWLmyOTwtMYamMQw07ZKipGfI1TRr5LSRUsYZ5\/SwjKi2ljVle8uR4ZzQY\/LHTl3Yu0CLY2pEgUAk5zTjnqsLB9Ofzu\/kJWU+Ry2+Z9uUtbkGasoct2ZjNpU0OJhqpaOkxuRxuLmysrxQrMCRDEJDcXiOpABHFuXLMMbRzRO7NkEM2Kfn8+gfLa8zLIdQUJXI0r\/m6X2\/v5Tv8AMg3PsDP4zfnyG6L3cmVoKpq3ac+4+wMvhsvFEDV09CtVl9l4+l2+9PNFfyUFNHEso16R9Qle\/wCXYQTDA6yH4TqJz+3pfbJutAzLw4kjH7OtVfPdPbx+NXyzz\/VXYuHqtpZHx5LD5fHCeKrhhp62mpshj8hjKqEtT5ekpZqSnq6OpjLQVXhSWP0NpAleWDc9tjK5ZaU+VAaf4egheQXO17ykkI0iQ99aHj9vDo2O66KikzGxt9UyJJVTrh8dmZFAWGCsU1FBlElDzGSRoqoxsosI5ywNrRD2jhuJURInINMcOndztQtzNMq9zMT8ugm7Fhgwe9q2SaJoos5g2lyEVTFGUfIxvBjZZGJVtYWojUq36mjex+p9qVp4kLjipP8APpLoPgSK\/wCIcPs6LVsfOZbZ3ZM1TR5CWgyjVEWQiq4mKSxZnEPJj6iuo2QXafyRQza+GEqXHI9qpZPDeG4gFJU4E5HGoxw416TpG0kEtvMaxaeA+ynX1c\/5fvfeY+T\/AMLfjj3puLw\/3q351riZt3iniSGBt3YKer2xuiaGFCRDHUZvDTyBBwoe3sX20pmghmb4mUE\/b0CJ4FE80IPap\/w9G\/YEXA+v4tz9eb\/4X9v+fTRAXA646gL3vccni\/4HP4H09++fVdX4fPrjrD\/Q8C1zY8G97j\/G49+HWj\/P\/D0\/Af6\/+Fv6n3Xq\/Wb\/AFvx\/X+n4\/B91HrT8+vde\/2\/0+t+f+KX97Iz17rkB+Tex44sT9f6fQf7378K5oOvdarX\/CnX561fVfRVF8Iet882O3r3fg4d0915GjdRUYPp7+LNi9u7RaZJEkpa3tDddIQ6ghpMTjKpSNEwJLtzuPAgop72amPTJ\/ydG21WwmmMjiqKMfb189zcNd9tHRYiAmKXmprmAKmmjmGuOnOsgy+GCpksWt6m\/FzYisVEzM7YUmgr\/OnQhvmWGNVUknzHSJoLTPGHLmIMshRgCCwOhFZi1wsSWGq13P1A9rrqgUlcY\/1ft6K4kd51bGkdGQ6fhCVeTk0PJUT+DGB7LctWyBqpULKTHLJDFGhte49hy4kKtQnNP5dDbbYVleJVUaa0z1sP\/Dzp7AZqkx+RqlZJRTmOiqG8btHOIUkLaZVKpK3lCsouDz6uPcZ75eMLghSa6h\/q49Tbs1tbR2WicGlPwgcfzI6Bf5Dfy3925PfMGbhy0OUpVyUubwOKz0UEGEq3qKoTy0k9JPUPj5ljlIBU+JmRR6+AoNtl5jtrJAsySHFDpA4fmw6CW8cp29\/O0ni9h9enDJ\/ED5Fb\/wC8Or+0tnYaq+O++etKrbtRi+weiNzYnEPhM1gqVKDH7h2mmazu3shtrKJEZPNTJPNF6jJ9ywJiIng5slqQa6Dj8v8AY6DU\/tvEB26tXl\/qr1dF1F8RIh090\/1t1rtfAdUbu2ngcljex93ZTdNPvmh7xqKw5TJ1sncW1sPhqDazVGS3PnKh8XXjNyZnD0oWH7mtiUQlBve5WW4RCqt4+mgJApx9a16P+V9on5ZeWSQ1ti1SBXVWlK0OKfn0FfZ3Te6esflV8eK6TP8A8RzFM2Cxmaw6ZaLc\/wDdnI11BNPuTase7VocXPuHD0NfQLLSVlTTw1M0UuuRI5C6uBikawyoD+oSNJHlnP8ALoc2cpnkmuv+IxqSDxzwxw4\/PrYtpc2aLriZIgkc8GNaUqxYiWQRmMxhxpkk8cg9P049vI5MaoDnoMSQMu4NM1PCr+fVGXyom7o67y8GZx5rzBvCloMwuR2rR0mRz\/2tVUR43GQTZHKvDhdtQDIaY3nq5R9vH+5IoQqxQPtyXN1GJJiATkCtM\/n0NLPcALSVoIlLqPP5flx6q7+RvyN+Zvwu+R3XuwN1dodObAxO+djJvCq7C7Ho+5+9NlbZnqsFmsjQUFfT7WpJspkVr8lilxhfE4iWjparJpMqiNVmSU9t5W2KJLbxmLsy+VPWnmfn\/l8uoe3jm3ebma7WzgC+E1G8TzJrTTQGoxnh0qdk\/wA2j519adI7G77+QnUa0nVe\/wCSsxmC3lteqzWX2m+Rodz19HlKbeeEz+Wym4tmR1PjFNQVmKqaugEkMAMKp5UZLv3J0dxHq2uVBIASoeor6ZAbpDsfOV0LmO13K2co7hGMYBwft09VffzRu79u909ydW96bSpV+0rNpbQ81faISPPTZaryK0VXJBxPV0OJy8lJLd7sX9R0qgGtgEscUtqXGtVKsQSRwxT\/AGwB6OeZ4re5ezuLeMjI+MAH+VfLpMYvIY7I00O3aq6wbgxOMmwVW80bucgZmgwxkWRQpTITUdRg6ybxS\/bTeCZQGlZvfhP+oyvXUDnopurbxETI1U\/1ft6S\/bywbm2LBllaM12HEEFfMPHrE+Wr3pzUVESxQz01PT5LHMuhjIkUc9OL6lck0gfUko\/FTB\/b0TXSiNrZaZJNf5dEmqqudsricykQSqo6uCWZiCn3FLVs9HVFwSWYg\/usSLmWSQkfQtWKbQriXIINPtp1q5t8KIwM4\/aevpnfyEsk+Q\/li9JarpDj9ydtYyiVz+mhpex9wSQqAbhVAmJsOL39j3bWDWNuRwp1Hm4RmK\/uVelRQY+zq4sk83P9oW+nAP0uSCLEe1or69FzHiR1hJ\/xP6xwAP8AU\/U\/093rnptcd3rxr14kfQ\/1HH1v+fp73+fXmHy6Ug5N+SR9f9v+OPwPbZx071k4Fhz\/ALwPz\/hb3WuPz6912ova97D6k\/644va\/vdfXr3SR7D7B2j1NsHe\/Z+\/cpFhdlde7Xze8tz5Ryv8AkWF29j6jJ17xgkCWpaGnKQxj1STMqLcsB73UkU8zjr1KkdfOY\/neUG6Zt7dWdg93wyUfyQ+U1Pur5Lb92s9e8j9W9OZYSba+P3VE9NYLTVux9ibZcykorvXVFS554Aa399KwjzL0P7DT\/B0K9iQMsxA7VGD88VPWt\/lIDVNncnLPG1MkksS6\/wDOSNoskxQm6xS1IZr\/AJJtb21APCSIAGv+z\/m6vOxmZlJqB0zYSESRpO9lsNRU35DFSl7fUcc+29ykKSmJele1QeLb+KeI6Mr1TRy0eNpawvrNTuzHsGUWbU0FG\/6rnjVM3H9PZNe0MmP4B\/l6E2y1EqD+n\/m62sPgfttDtfCVdWqC5SSF5OSqSlLtISVDFtIBv9R7i3dxquyD1Nlj\/uJ+X+fq5vE9Y7P3ljDi9zYr7yjADRhppCKeRApR1KtoBFgfrfn\/AFvaeKIdVm6e8R8RtgxskuK3Bm6GBZPJ9mkcdYkRFzpRqueQKL\/S5uD7eiSWvHr0m43wWgjwP9Xp0LR2VgdmYuTKVFfmJKLF0slQi1NX4oeIQZEpk\/VQpMSS4gaPyXsxI49vvBM4rXjjpCZJbyizJRuFP59Vw0kOK7K7+2\/ntKPDi67KNDTeRphTrG60FPUjUSQ9RSyEfXgA2+vtCYXR9THHRtbxCC2ZFXFOrezEg21J5BrhNJGsbFAiehTdQtz6Ao+ntXF+HoOz\/wBsa+vQdb36zl7J2Q+JpEpMpi3opIpdtZF4Y8VXLNDI0skcssEiUWRjWV1ie2m5uxtqb3qRWkbs+IHy61t9wbKWbxDWNnJ\/ImvVS\/bHws2FuyZMHu\/AZzHTUCZCPE4bP4jH5Wix1XWsJKo4PB7zos3tNaIIqXfDvToWVJIkVwX9mdtu1za6VdyfTjgDpRebRZ3waaFAB+P7ekbuT+X9Xds7ew3X\/aPePYW++uduikpNs9aeWjwm1MXj6MrFRUNLtnbctFt5Y46ZFiRmgZI9IZQGFy7d8zza446mh+fRbDsllbRSzeGNaioNPsz1VL\/N9+G22urNl4bKbKwsWKoKaCtEtNjqZDj6KpemqpIIqZUCJGtNWtErEXPFvp7c5Q3E3FzdmQEivCvSrmzbFbbLaaKgagofy6p\/mzUtbsLANAZGrKTER7ixxWWKFKiCuocVV5vGUsilZNUiyxHWR5Yain8sZBLXEcsXhySEjNTWvUfoSP0yfhFOlDit10e4sLk0NSr0m5cK2LyUjKHeGevmE0lTLHKJNU1HuFDUTRqQT4GUE2Hu1pI3jmJgfLB6R7jGBHC\/kCaf6vy6KBJE0ORr8TUeUVVDUvSzQr\/nI6mmtT1Zit+r7meNnH01Bh\/X2s3KPwDGQvEgZ6SWx+orU8Mj8uvpd\/8ACezJNkf5X\/VXMZhoewO2qCnK\/Vohug1cjS\/lZPvK6UEX4AA\/HsdbTU7fbjyoeo93la7lcU86dXZE\/wCtYEn\/AA+v5\/2HszxSg49FDrVsfDwPWMajyTyTc8f7x9PfsDrRwKAdcC3PP1A\/p6bljx9LX5\/2\/vxJJrXz63TSufi8h0qFP0\/r\/QD62tfn+v8AvfuvDPVusg54ta\/HP+3v\/W3PvVD17rnzx\/Qfgfg3Hpb+pY\/7371TPDr3Vfvyo2nnPkr3N0p8VoKSq\/0L4XI475E\/KfJRtGtFm9r7EzRk6W6RlbyGZ27I7Pxy5fJx+PQ2F21LEzWqre99pqPPq6kp3Dj5daFH\/CgnsPKb8\/mrfJpK2T9nZX9yetMXAjMYaPG4jYuEookgDk+MvXZmqqXCWQyytxcewpuUgO4NGfIfyp0LNpiC2QkpxqK\/nXrXXyTytioAzGMVIhWZE5ZmoYvC6EGw48Nxz+fa+2w8hU1ANQT88jpq5\/CCM06XNFj\/APcdFTAHmaLygXNzHGQQnHILxG30+nsO3M4EzMOOehPZRExn\/Vw6M717jC1JhaCJOTufbZZfwZqh6OBiDe5XSPrb2X3rBoXPlpP+Do82gFZAp46z\/k62vvi6BidtbcgZFYxwQxy6AIwSxBIk1G0skVufpb3HNx\/uSPs6l6wXVboOrhtiVN6elZXieRo4pWjisqqpUMGZr6dWm1\/z7qflx63LER5dGj2klPPIvmdNETKzqXCkO90Ykgk2sf8AH2sgiiQ1rnojv\/GkkAHRRPmf2pS0uApettlSRy7w3nXS0lLTKxE1NjKSnebJ5KVQyO0FMDEgP08sqW+p06vSjSR6eAX\/ACnpftls8aNPIODf6v8AD0T\/AOKW0MzTb5zb5yb71qDNzUdHVISRPDAlIs00ch9RUz6zf8j2kpqIA416MZ5VkUmvDq5HPU7U+10hMZ4pUdgqkNZASW5tqsD9fa14W8EDoI281dw4fi\/zdcOrcjG09bjp2EaWiaIONIYOG0ks9yOF\/HF7e\/WMUUBOo5bPl59ObgZ52bSO1Saft6Fevx0axyK9PDWUshN4aiJJo7qOWtIjJ+eOOfZhNbqull\/Fnoojcs+lh8Jp0GWZo8JSmU02Mx9IzJqdoaOmgZyByp8MSfU\/1PsnuoKo4I8uhBaGhB88dUqfzatlUG6vjZvGtlpI\/wDcVRVWRNo\/3AlHSSVEkZFzpSZYQPr+PdIQItwsK+o\/n0eLX90X\/ppP+XrSkoIoputdjNTOkOXmoK2lx7K4EdLlcfuXcWCo6OTUAv2mX\/hAp2JteaRD+TaTZ4SZnY+ZB\/I0P+DqFbu6C0UUwaH8ukV19uCKny09I2uHD7lglnhRGZVpclBABX0UodgYpovufJEVAZbEW9XDNxDpVST3q1D8x6j9n+Dp6OXxoQFGCK9JretMWyVNn6a0n3cAfIOrMrCeil+3atjtyWHkEoDHkf61vbsUy+E8R4kEAfaOH58Oigw\/TToWFMj\/AA9fQQ\/4S+98bQ7C+Aec6gpcgD2B0321u2u3TiJZFMv8A7DelzW1s3SRli7Y6sFLUREgAJLCQeSPYy2F1+gSGvchIP5\/6qdArf42W\/eX8LioPWyWTbgn63BH+BPF\/p9PZ2oqfy6IXNB+fWNpLAAXJtzYX\/w5\/wBf3U8SB5daUFlDef8Aqz1gMgAJUi1tX1\/tXtb\/AGP09+xT59Wpq48eleD9P8P6fXjm31\/N\/dRwzw6t9nWYH0n\/ABH+P+wIIuR715\/LrX5dcuLKPwTqPI4IsbfW3P8Avfv3Gvr1vqvv40dm+L5c\/OXozftRSw9qQ752l3Hs0tF9tU7j+Ouf2ri9qbDkobzP99T7Ky+Eq6GqeMIsdRVqWQM5Z6CniSY8x\/gp\/hr0660jiYeda\/t6+dr\/ADr\/AOIRfzM\/nHUZCsSrrI+7s2kLRj0QUlJFjslRUym4s1NjPGjA3\/SR7B+5kjdTReIp\/gHQ12oK21JXjq6pVyLxsYIgplgqpHrqdv7KM\/25lQatA0iKQ3F\/1c\/4ezaNfDiBpRqaTX8+i6RtchB4DoacLTRM1HI36Fq6ASEsgjKVHlqHAAZjq1VAsfpp\/wBv7B851SkMOhvb9sZ\/y9GN6laGp3pgMSyxyTxZzbVa8anSrrFlpEKq5JsfSvFrj3W+UJZll45H8ule0Oz3gjNKVJ62i+opJqHB4t6e1lSGoZ9AZVSWPUy6QRd1vyfpb3G07HUZfxcOpo29UWKPjQjqxbr\/AHvJAtOZEKjxIutH0xOFRFXTI94ZF4+vBvcfj2n8Zzwp0ua1kmxHw6Eyq7tlkpKmlws5YCNkrci4ijpqX+ima7x1FQv+pS5H1NvdPGb+IdJ3spGarDqhL5SfIbtDqj5GY3tejxNXvXacO2sht\/I4uKs+3nRK6rxtT\/EKOVlljgnh8AsCul43ZfqQVXWixSRuXY69WMj0HXrvxIrNgVFa4oPl0aH4B\/zBes9212c2xuSrXbmfgrhkMVT58R0lXWUlXKvmoRL5Gglq4pmT1I4vcDTz7UPbyxKZV+Af8V\/l6K7N47qOW2P9s3D8snH2Dq6TtD52\/HXa20cXJn97bexNZUQTUYhqchSwlpUgjh\/fqXqPFSRxyH1Fw1\/6D6+3ZJwYAFI1enRVBs04vqknTX\/KOoWP7Mp9xbJpt\/dfZCDPY2GCgqI8nipDU43J0WtnqZMfVoqQ1cEEbqRIjuhA4JBv7Lz3EMWoRmg6N4LdS8sRGQSP2Ejo1fXvaOL3jt6GrjrBOzKi6NSIyt6EkRgzXc6ifZvbXZeNllYUGBToh3HbJ7adGA7XqeHTbubI0Ledo2iZnBMSswdgD+tTa12DHi3tPPJqDAUp09aLMHQMMcD1VX\/MZlp6z429twyFzo2NuuWUAqPXTbeyUqnkM3pcD6A\/n2mY1vrE+df8vR9CB+7bxHGCKVH2HrRGxtZTU+xtvYzM648ZmNq5QzzrJLGKKbNb77Ikx1fGhYFDTSwzSxv\/AGHjQkHTzKayanRiMgBR+QA6gndrfw5HKE6SxIqfn0DORqZaPPTs5VJcjPFkZJoXAibOCWQyZOnQCyxZSZZQSPSEZRb0397uU1RAgmqj\/jOP8HEda26UhtPl\/s9PeWqmp6OKRo2amaqmaaJhd46fMUvl0lOLRQypINX0st7eyu2h8WUaq09R8ujC\/jibS5JqOH+z1bh\/I\/8AllWfEb+Yd1e5zNRT9ddxV+B653tj1qJIKKqxG\/K+gxEEldTK3ilk2vuOanq4JXHoKMgsJLgS7RL4NwiJXQToav7Qa\/n\/AC6BO+RNJEzUwMjr6dj6hwx5DWH04tf624tx7GJwtPPoFNlqV6ju4AP1Nri30\/2P591rxHl04q1pQZ6glv1MfoG9RH0B4uP6W5H9ffurA0qPXpcj8X+n5\/330v7qD+3rXWYcWvxweL8fjn8n3vB691yvxa1xz6bWBPPP+uffgKmvWiTWnVZfz92G\/VmU2L\/MV2Biqyp7J+J+PyA7JxeHEj13ZPxgzFSJO19nSUaOiZGv25Qu+cxoa7JU0Z0hm0L7oxUKWIxSp+wdOJViE9Tj7etAH+eBJs3cH8wv5P8AY3X256XeGxeztybW7O2vn8S+vH5PBb96z2jXVMtM\/wDb+0q554y309DD2ENzeMXocNUlgK\/lX\/J0NtmWRrTwyMqpqPzp1RJVusc600rspR5WSSyGFZQE8gp3A8i0ktP6Rc2Enq+ns6jHiQhlz6\/tPH8+iqRwkz6vU06HzakgdqSFUBklhxFWCyX\/AHVRwkCAqwZngBYcfVT\/AE9g25jZZTU4qeh5a\/qQsy0pTowPWdbDje1uu8hUSIKeqz9Vg545WRGfx1uLzFJO59Hklgip52uBYjSPz73dxNNZSKi1Ze4n0FD1faZ447+PXXJoPt62vuk1iqcPiauFnZYY4I2DFZDKjwxvMCTdQytIOPrY+4skIk8VV4q1D1N0ZEMUEb\/EwqKdWl9edN0G8NrSNEZKcTUmqV4X0EeZHQglDpUBWJv9b+0asGfQvxdVm3R7JS1cceqyO1\/kFs7pvuPcfR+9cni9nrTRNNtWTMVv8Ipd1YVp2hiyWMFXBTxVdPDWRvA8iB1FQhS97H3u3sLu7R5IQCqmhzTpZHfSSQrMANB4Vx\/Lp9HWnX3b+O1RZTb1ZHk7+JocriZ45POmtAx18ytfhRdrEG3PvXgXdvqJXAOc56vKk07RRPGWDrqBjGoUrTJHA\/LoNcV\/Jo23urctHvrE5zcG3qxaieaF9s1a0vkarVVkWfSWjMRWcBgRytxY\/T2aw3F1NCyMF8PFc5+WPt6Jb5rfaiZNMguB8NVNM4OfLBPVnHU38vDpzrHA08u5sfLvHMJVaHyu4aelrq6QMwMSVE600SSSqV9TBEBAH1+vtP4M6OZJAvhfI5\/Z0hTeGfuQjV51x0cfFYzGYfEfwnGY6mpcaIft4cdTRmOniRlCtp0qY0CEegD03UW49p6l2fQcVPHp6a+8Mo61MjUY48zn\/D0T3ccuQ6Uy8+WxVbLW7DymSC5bFGSRKrZ1fkZRCJI5IJZoajb1VWOqEMB9u8l29LXDP1DaiFPDj0eQSLeKn1FQ9O37Dxr6dDFBuPK5ajp5VllmpqlYmEhD3KyaG0N6QokseRa3takmMnqkkEcLq54VrjquP+Z5uCqwfxU7ekhZfua\/bTbcoS5CkVe7snSbWiYDnhZcyrX\/AAB\/T2\/ERPeWrx\/CnxV6T3P6G33Oriw7f2efWm1v\/AmPbeUoaSGVY8BsXaspDBRLHTS7m3NRzRoFZXjkVMk9uQQR7kVJhrV1agJqpP8Al6iLcoRLBoA\/VXDfb59FRy9VIlVQyjh5Kf8AcLB\/Hr1mm8iFlIjSST1K+tlRHQNa1ybJEZIiT8J4f4c\/6vs6CttKqTuprqWlf2+XUnKZWCUyUx\/TCVeAqWYtDLOJ6eS8LaZGWWtm1XNta6fz7ZgtnSuKscAf6vy6MLm6WRcE4Hp0KHRW4aPH9m9cZmpJf+7+\/trZWSno2tNJQY3N0c9fT0sRIZXlpRIyWNxKo93t4nt79GcdmM9Ir4Rz2DKn9pp6+wdtLeG3d\/bQ2zvfaOTgzW2N3YLFbiwGVpnWSCuxOVpIqyiqVZCwvJFMNQvdWuDyPchBwyq4OD1F7IUZo2B1DiOnxieT9b\/VfoOAOfze4HvQFTWuPXreoqooO7qMzcj6i5+n+8W\/wHvagZ68XJpih\/l0uR9f6cj\/AA9tDhTp7rIPqCfpz\/iBwP8ADgEe\/Gvrnr3XK5uL2\/2H+8fm\/wDsfeiMHHVQM1r1DymHxm4sXk9vZqmhrcPnsdXYTLUdQiyQVWMy1LLQV9PNHIGSSKakqHVgQQQbe9YbFfl1YYpTr5PvzJ6ti607w7E6nqUhpU677B7A6vjpvI8kdJRYfLbhTCUNO0gJ+3x9MIIUFzpRgP6Wj\/dapuHheQavUi7NV7JpT5p1TzX6Ummx9QumWnmdIXkP9gkJJCbWugIsBwR7FtvmJXHnk09eg1df2zivmejB9Sf7m6nHY9yv3mPiknoUufHVpj6ySvekqZiSYRU0kvjMhP7UZLmyq3sK7sgSYkYXif8AV9o6HWxt4tqVOfXpe9iwVmyqDB7hp5p56rae68JmlqYi8QqMTqnx156Zo1lpKpy8MUyk3s1hb25tYNybiEj4o9Of5dIdwk+gNtcDiJf83W0D8P8AtGl3XsDC5CinjqqevxNLk4WVzcpUU9ILjUzXcM9j\/XQ3+wie6jEV5dRgUoxFP2\/z6nbaJfrrO1mf+Cn+r7er8fifvcZHbdfSMy6I4vFJI4AWN4kQODrLnQC\/4t7JrY1uCft63u8VYh\/q9eq+\/wCZH8VuuPkxTVWzd1UdEtVTZGPPbJ3lFj4Zsjt3NUTUsdZiQ72lfD5aCmX7mGNkaRATGyyEsxzs179AzAmimoPzB4g9GFntr7tsh8HiPTOR\/wAV1XT8SPgbs98jR7E3\/wBi706T3ZFv+TDYzcOOzCZbaFZtY7dhrIM3BXZGlyOBrMXFmJIYQJXppTI0sXjDAWPJEh3KZFhXJGaeuek0tzzDynFGwt9dky62ZgcGtKY4YH8+rbem+gPnZ05jcBu3aMuI7o2HlqmNdv1W09wRbN3e2NqMzNiMFU7m2juaSmwI\/idA9LWyy0tbKtLHKxaO0TujknLF0i1UGnHpRa+5vJO5xNbby8aznDdwBxn\/ACdGwfbf8xKvpanIDbGysFTwNQpDR9gdgYCu+5jyc8scUkFHs7D7mDywxRESF6qFQSPUDx7bueW7owDJ\/Z0XXnNntqCRFeIP9uP83RXO3OwfnNtrc219gbP2n8e9ybq3Pn5qHIzY\/O73no9tYGBckK7dVRSJSUcdRBBXU8EUFIs6vKs7P6Uj9Reu2+DCVeusCnDzGM5wP29WtJLK\/Xxrcg27d0ZBrVDlT+Yp0YDqfqrdk+493YXtvL4rdNbX4jD0lT\/C6Gox2Gavkiaoy9VQYyonqpabHzK6KFleRmC+on2GHXTLJ616USzKmUHw\/wCXoeqvEYzCeKjowxSmEVPEhbUsgGmOzKzgsOPrwfa9ASuPPpMt59RGzVyOqLf5vXZODw\/WeH2EqzVWX3LuNM+0EPjcR4faMVbUVsksLTIZI3zFfQLTgGzSWckLG3tRt39t1bc5v8QPoV61lBSHL5DcdLUSJPU1vXuOlZVe9Os2I3buGHxu4jUywippl9TAFlYkgXsBqZdIiHlgdRjJ3+KvqeiQ7vw1RgvvPBHHkMDXVtRVYmsJVq3FPHURN9jJrk1Us1OpCyRKPHKhDEOpjYCu1cSQxUIBpQg8D\/s9BOSERTStXj\/q\/wAvSMinCVSVVlngONamkWQE+iJo2ZWBtbxhSFsOB7dBITRTu1Aj9nVQATQ+eOouOnraHPpXYeQiZ6yWWBmZo5EmjBeKB1WLxxMZghR9KrcAG9\/asASQAuKUGKU9ePH08uklw\/hv4XAH16+mN\/wnc7tou2f5fG28W+SyD7i2FuXKYPJ4PJ5D7kY3F1iw5PAVmLoZWNRicPX0tUyCEXiFRBKUtqKg+28g2UBJqcjHyYjj0C91j8K\/mSmMf8dHV8DEkXv+bXt+NPNuLfUe11aCgGei5RqOTj\/J1GJuygc2BJ+hAPJFyATcn8D3pajPVjpK09OHS99t0p091zHH+FwQPz9T\/hY+\/Yp17rlwAD+TYnn+pB\/21\/fq+R61\/g64VFTTUVLU1lZPDSUlJBNVVdVUypFT0tJTRvNUVNRNIQkMMEKF3ZjZVBJ+nvVQBk\/LqwFSPPr5ef8AOE3v152J85O898dPzU9bsncHZuQ3BSZCiYSUeUrI66mw+QzNFKvpkoc1kaKSdGH6mL\/lW9xzu9wkm6ysnw0pWvnjqV9itpI9pijcUfj1QvvKljjy9fNZQFr6+GX0lj6\/vBC11utj\/vH59ibapKxKCcUFP5dBXeYaPgedD\/PpTdUZDJU+4MdSYGVabPSzRDBVNTp8C5YF1oo5Y3YQquRZxCWchVD+rj3TdolkWrGkdaGnGh6XbHdi1VY2OTwr0PW6cxPvXauU80c0D1FFNQPj2fUaavpVqq+CFopohUIsNXQSx1CGzLNF6rNcewfbPLYblFCT2BgSR5g+YPpToV3kMV5tcswpXI\/Z0ev+Vv3\/ACYZcd17n68rClRUJg56mYpGtI9Tplx3kI1lo5JQyD6eM6fqPZZz5tolv454znTUhfyPR77c7yU22Wzfyaor8v8Ai+trL4r9gtjN4Vuy6urWEbhxf8QxKmoZZJpoDFFJFT+nTpdJlJDEEfW1vccj+08MHu6kS\/P1EQIFcdCT2TUVWQzmRhq4nYirSphYEFoGeSZmLJe5KkrcfWx49vdOxSPBpaImgHl1i2t1fTZQLX4GpipqoyiWoxtasNfTvLqjkl0rK0U8Jao9Q0PcGxA\/PtRDKUI7jx6EtjzdaxEQX8QPkNQ8vzFOjT9c4rI4usx9BuSv3ztqmxNdT5Okg2Pl6qmoqitpRO9NKmLrqqlo0Cy1lQ7B3qELSatDEezywvGSeNmkOkV8z6Hom5kvth3GCZ4oIxIacFA8x8q9LPfGz9zbhya1tFufdlbQNDHHNWbvyop66oihqElgWaDE1DLVtGdRVnlVQAAFQce3b+8MjNpY0+3pBs1zsMKgSwR6vPtH7B29ctldf4Dak71EUS1NfO4lr8o8f+UVE+r1rGxllYRSMSWBZmJP1P19kJd6mrHpjet4F03h28YWNTRdIpgYHCnkOlxmi+28nktyTOsPlpkSPyMVQaI9IVSJUBLBx\/tvaK5YKU7f9WOktv8ArRr8hn\/J\/LoCczu5JqPIZaskRaaGKWqmd5QqGNI3mmBe7fsKoN7E2H1PtIxMimMVq2OjSFFjKuyjSONetPT54\/Jem7p7g7ly+Oq1rMJtaKl6u2gRI\/j81NNNktw5WBY0FOkNbUzzKbG7pCPxpuMLe0aL6P1x\/k6I7u\/Rbe98Oh4\/Z1WPRbpnn3U1Wsjfu4mv29KpLMDAY8hW6Qi2kM81RlnlUn8x6TyD7E90NLU9K9AaCfxrZSQNRFf8PQQbroqqr8yIRJGqztURFi8bSU6yvB5KdpGeGUQU7eAr6bWRdShLmVu+gR\/lkdB+SE+NLUf6s9B7Pjvttu1sssMhM9XTzIyspmiSuMlG8Q1kMswSNbAgWb6\/T2awS6pI8jt\/yZ6QzREqeNaH+fTfg6KRErK19bLQ0Wp7Oof7jKz+HHIS2qOSVkjZwCGBAH9R7cnkLMKebUH5DP8Ah6oISkRqPL\/iut83+QiMXtTb3xeyOEr8ZRbi7G2\/3P1NvDYuKqgcim2+p8dBuKffu7aMMYYZJd3tj6SiKxx6xVyOpKuxIl27\/ceME59Pz6A26GtxMSDUUz+QHW19ISo\/qLn6fQLp\/wBew59mK+R6KqjSVHHriw\/xsdVwBwT9CbgE34Htz\/D1onjTpff77\/ffX2n6Udchex\/p\/sP8P9j796de675uBza\/0PAufx9B+Pfv8PXuqG\/+FA\/ziHxW+H79X7TyLR9q\/I2uO0MbFR1ppK\/E7ApZI5d5ZhpIis1PFk0MeMjYWuKmVvpG3so3q8azs2MZHiNgV\/2OjzYLIXl8gf8AslyfmfIcOvn101TNuDamVz+S1StX1FXXY+dlLLPh9uxyw4+CH6LBHUVj1VRp0gv5FFwzqfceSITSRifErkeXD\/CD1LJEVupWMnT8+iYbwxyU2Qr6WpUpJKtLPMrWuks1SjFGJXh1SuIP+sP9iJ9tkKxgHy4etKf7HQN3OESOW4mvSEgrKvaecpMjTkeWikhmVnXUqmJ1mV0tpKSrJGLMDcH2dxCLcInThkkU\/wBXp0QXaS2JinPEnNeFOPRjqPMtmKnO7lkJ+xzFfBmajSDb7vKUdbLmJBGP82omlmlkA4DScWvb2DLlC91FG1BMG0UHGgbH8uh3G9Npd69hXVU+vnT8+m349ZWah+4qKCoamq8dmfuaaZB64mMcLo402dbvF+LDn3vm2Mrc27ngY6f5+k\/KM+i3uHjp\/aU\/bx62GOnflk9bRbL3HPLLHuLaM2Ops1TyyqkrU9Qj0z1NNKjIZYUCo17kpIwII59xdNYrFOZoyxY+R4f4OplsbpXt0DEV8+r9ut96YLs\/J47KJLDOmXwtPWsryeRy7mSFpQwJvIsqj63uL39oZi8ZoB+3pfayUiYKAR5V6N5s7aeLo6lETRO71BdtMMoVASrWJjQxl\/8AXvxb2\/4YJWlaEV6RTSg62e3QmuD3f5+jGYzZdFLFHVRu8ayOWZJnc6QJLSMoIFlVLlf9h7N7e2BCksw\/Z\/m6KJLtCxRoEz9v2+vy6z5TCUUUTeGQSmNmQjySNZ15IALMBz\/vfti5QRk9xJ9T1e2ZZpNBhQJ6iv8AlNOknSxRxVMIqNMcNO4qJfppAN2Ab6+lgG\/3j2kbSq6iePT15VNKQxqR8wT\/AID0BW\/c7Vdkbomw2LrzFt7b5+4y9ezt9qHiB8VHHIkbIzOAdZJsNIH59ll6yOoZWqRw9P8AVjo1srTwilCaSZavlT0x8+qOv5p\/zdx\/UvXWc606yyHh3JmMbVUVZl45Sgw2MeGdKuvIMuuKorGJjjS408ta1h7Xcv7c1\/cQSOG0hwTpp\/lr0h5j3MWFncwxFS5jIqeP8qdak+I3zJkqTcFB5JZoEkrMyrTurzZCenjrBXVWo+rzVJrytrXEai\/PPuSr3bfBkslSujUq\/Op4eXy6jzbdza4gvNWktQ+v+frFtSrE2bEMkqR6p1IkA1CKpipVdKmFzqdY9UU\/N76G+t+fd72MCQgVpnP+r8umrRv00NOIrTpe5fG12JyeWqaqmppMbk6WuqMomgjwzCjqFaSNpI546gVFS6tECFFheNkB90hmLgLShHAjrVzDo714txr5dIbGYI7wzIwdNKssWXhlqoXgjs33OBppqmup1iCjxTwk+Q3BDIAAb+omUI0jUSVzx+3ommNa+GATxz69C3QdHVlLkslhqtlSnoJ8CJpUgbRVVcWHo6mhhUuANUOJnkmlYlhHKVWwLD2n+pf6sKKFAeJ9OlktnI+3NMVPiUrTy\/z9beX\/AAmw6zqMz2F8ku4slWyS0uxcLs3rvbtEn\/AU5TeGKx+W3XWnnQainTalJCCF1K0sxvaUj2PdsbVGwp2gY+09RZuoZSmsUkYkkfYaf4OttxrBmH0CqeDa5vbk8Xtz+PZmCRQV6KdNTWnWHWCCr3PIvYCyjkAGwF\/ewcEHh1cqcU6EL23071783H9P97t\/xT3vy691zNuSzBFtrZnsFUC5ZmJ\/shbkn6e\/D\/Y6918uz+cb8zq\/5q\/OjtfeGKq6mr2PtrNS9PdQ0ElSWpMbs7aDVlBkM1BRv+xFVZrIvUVksg9SyVTKx0qPYD3m78e6lIf9FaBf5V\/nXqTNhsltrKCoH1BqzfmTT+VOiO5ealxFQdvUscr4rbWIrcjkIjI6RGl21FTutLKsYNxlNyNBBoWPUYQ1\/oPZVChYk17f8PR1PNgLXv8A8nRSN508lfkqt7PI8dHSyVMhtqeaoamnMl7kOzVFdEvFwTe3CmxrbMYyuRT7fkeiiYBywPHoL85T1VVUxUqQNPUM6RMqqXmb1qI0RYywMkga4AuSPp9R7PttZLeOS4Df4vmjH\/Zz+3ol3OOS4mhsSv8AjQbuQZ\/mMfz6N92lsZelejNrw5DWm6tzxvjxDIY2dat6eCr3HKqRF5Fgw610WP1myvNECmoFj7DO2ht231p4lH0wYkHhWmBxznHQn3Z4ds5dW2dqXJFKUNc\/Ph\/PoEOgGf7nKot9OunckH8eMg\/nnkf4+1HPMahrcoMAZ6KeSCRbXSv5tVfyp0fzZuQljvTxSPFLJH41C2UH1BghYkADgHk2vb3HmhDlupKsbiZGPiAhOA\/4oZ6uO+BPykhwGSo9i75yoosnjnNHgp6qRVp6qlq6rzJA8r6X1gobAngn8D2V7hCoIZBjoVbXcREMjsan7etmbpLeWK3bTUsorFkjeTyh5PFG89P5Rdw3CN+VGk30ix59prdlxqOQc8enL8BQQAakVFASPT0+XR38PVbdyEc9PT1sKeJCmmYw6l0ArFoGsatZb8f7H2IIWjZQFPcR\/q49AyYXKTrIYm8MHJp\/k6DfcklPiameaoqYkhRXZXsqL6UJZiFJ1BRyX4AH1PsvvUIJ4cfXoR2VJIgY8v51BH+GnRBe6fkPTUs7bN2fW0024cqs+ueJ9a4eiVViNfWBZNKL5btCj6fKeLBdRAbv7hUTTqoejiztWlasycDnonPb3yOp9h7QbYWypHrMzlac\/cuWDVldV1U7PXZDISi0iLJMy+NmCqzOsaA6Rchja4mkCBTRjgfL7eHR9IbaKJndwETB4\/bw8+HWnj85u7ot8783TjaXMvk6LDVs1PWZCncTx53NK0dPWaa5ZXhnxeGralUdrSeaRWjhAjRiJ75L2dorBXnjpIQGArmn5eZHD9vUB8475HcXhW3mLQ1o2CP8IHRGdl5VhV0z6JHhgklNRACz+ahmWI1EDMVBKhYOSL\/UE+xdvFsjwIYz3gCvlQg46CnL974c86TNQNWnE\/4OhLpFTC1WNrUmeSialp\/s61gGSphpWC0s0mjVpmETpDOpA\/Qbj1G4TuHM8jgDvDmo+Z4jPzr0NreJhHGy5QrjI\/4vozKxUu9dtybWmdqXIZqmmhwNbI2uimWJvM2NrJFby+NzM0SuPIsSkMUZBdS+ItHPGcjSak+np05OBLFJGoJemBw\/2OgW2Tlf7jbtymNr6dVydDIkTS1OpIGmkxtZST1dCwCusSVkMIlU6NUbG6gXAO711+mWWBwRkEDjjOa\/y6DsAMFxou0IZiAgwakmgyKj\/J69DZvHt\/8AjlO1JiopMfPm8hmKedqZ9VWPv6zb8DV8Xid3imWkjnZAoUKkQViPSCW24Mh117\/9j+fR1dTusGgL8vLrbD\/4TqfMfqrB777W+Je6paDa3YPZrY\/snq+eSZYqPekeFp6zGZ3a6STSSNLvCkpYBkBHqH3NOZDGPQVA82CQND4UhpLx\/n\/m6izmCB\/HEwXtGD+fW3U5AIFz\/rG1r2Nr88WB9n1B0H1B4164Acg\/kfRbAnm9+RbVce9+XTnQij+v5sPqf9v+Le26Yp6de679749e6rI\/nA\/J2s+KnwD7z39gdxf3Z3xuDAv1\/sLJRyFK2DcW7kkxq1GP0MJRVUlE8siuoJjtq4t7R38xt7SZ1+OlB9p6MNrtfq72GLTVa1P2Dr5d20q58huau3VXyu\/2bVUdEaiQyGoyc0zTyT1krjXUMyh6l3PplZrPcEgx1NqEQD5kySftPUpwJ4cpT0A\/wdP8Mq5zH7vqzMzz5GTBw10jq6TU+GhytTPQUEKDU6QnK0YkqHvd52miYWgVjeNykS+n+Uj\/ADf6s9bZC8zj5f5R0FuOxL5HONDUo6+app6ipQvfxU1DFJVvG5vpP27RoCBxdPe\/H9PTy6Ryw0+zpcfG7Yv+kTvDExCANisBLV7sqXlhWJaioopoqPBw+mVljT7x4njVyFlSEq5KswKvcrv6LZlgBy1FA\/wn5\/7PSfY7KS53l7ueuM9JT5b9gf323pURU0hG2duGTb20aWOUPCMViZ6iiqMgAtkklymRLyCQBfKkcRI4Hsy5SgCOhoMjUT9v+wOkHOt2spKRHtwPzFemT4z44VdRknKM6tURREAC2lUv9LX\/AFG3tBzxJ+vDH8qn+fSrkZdUDkrXJPR4\/wCDVOPqqWWOMxiZzZfpax\/wH1ZQdP8AiPcf9SZDD69CfDjqmrjp66NpqarpXV4aqlV6edJdQtIJU9QYD+ntl54JAa58uji2TwyrDo83SXze766kloqRpW3ZiKa0f20lS9HVeFdCpEsziSAEKv1K8\/U8+0piQ9yDt+XRwt4yjSIQ1c1p\/L5dH4wv83TeFJNG8nV25YqgKNXiyOLniGmNiS0vniTS9vqdOm9zb2yzSsDHAaMeHTh0zik1sFi8zT9n8+kfvz+Zv3d2jTVWDwW2cNsmkrAUfJVOUO4svICCsUrUlBH\/AAqjELsSDLUmMOedRGn2mZ5kP6p\/PrwghUUhUfl0lOv8n2JNQVFZi6WvyOVzVRHLW5\/LSVFaJ6z1K0sbyQU0+Zqoy2lCWgpoW4OlSWBHMn1M5X546NFmhtoASO7SK\/6vl1Xz8p+7Z6HDbg2X13uT+8e4chHU0vYPYGJnfJ4vE08U0lLXYnFZQNHBl6+s8ksIqabTR08LMlO8zid4Bns21WsYBnQaqgr\/AIOo\/wB53aW5cxW7nRkNT58OqBN9TrUVlSUSYRxfs6qic1LxxRs66QqP9tDESzMY0DAO1wTYH3Lm0BUjRIxRa+XUSb1CY5HaSuo9MuxZXWvq4YY1keopnpYpXkaJIPOsgmqtSNGVWKlWTi4BNrgj2v3HEBPnWvRPtlfqT9p6EKDemLx2TkxORjSvwNSYYrJJ9uaQRxmOnlpp44JoYKxYCYwCqKyG0hsSfZBFtM0sXjiociprxNf59CR96FlJHG57BjoyexKHHulGmP3HHmtstLE0uQVNOa2s9VFzHm8DHNLUikmiuhqad5YUUlhJrCwyBm7je3nJZNNcAfZ5j\/N0Lba5gvYYGipqyW\/OnS37m2ljZcZQVWWVU3Ji2ijoN04loayky0LSpU05qmggkaphnjP3FHJrlEkDHTIyEqz0FzpBr8Pn9nn0l3GxBZJaHUuR9oyOitZSuq6IGqomeCqmyDzTU8SLKYJ56aohqDSzO5mSkqWi9F14Lx83+pnavAT5Y\/2P59B27NxQ1J6uA\/kZ0W0+zP5pPwjpd4\/xuHM7V3JvXcuCkw5doZNx9c9e5LcWChy9RGpqFwVbkKSqWoWRvExhVD\/nWDCfatJuCVHbSoHQR3on6Y6uOK\/z6+mGV5bng3B+tr3+p\/xI49iOv7Og2PLromxA4sb34uRxcG4t9b29+4U60WAz0Ip4\/wBv\/vVvqb\/U+6DNPXq3XdueBz9B\/wAU9+FevdfPo\/4UwfP+Hvn5BYf4ndcT0021Oj8nVU+5czQ5Keqpdw7uqIWp5x9vE\/2d8EZquBCoJZiCxsBYLb3dq7LEGNF408z5fl69Drla08INcuvc3CvkP9nrXR29gIafCUryTvT0lbUipiSEqlXPQ4palaitk9TIsb+V4yFA8wZLaghIIoUIBmmyp9c\/4ehHdXKtIY0w4pwweHy6GTbWHxi7UnpYEp6Q5Otimyk4LSPS0NLDLDFUyXdJXr8hJrIQ6gtjwCVuxOysapQJXyFP8HV7dtCkMTq+fHoDGgMMufkpZlp5qgvgaEk6JYWrWNTm8pM3p0xUdCwkksdbKTHGAdR9vwhSRqA4\/wCodNTSA6h0YzZVdQ9P9Mbi3Lj6do90b\/w8lZRgqVmosGJmwWxaWR2RW\/ytJqzK1C2Hqp1NhpX2UX0ou7yKGp8MHI4itc0FafLo425BY2Mhk\/tNNC3nwxnj1Wn2RUT\/AMdbHa5HXGw01FO5vpOQp41XIKrWHoStD3v\/AGwT9efcj7DAtvCJGWlST9g8uoq392mumoSVoP8AL0af4tY5oQqyq0RqQlaSw0s8Jl1XHpJ0mMXHsD84TePdEr8QNP8AD0PeTYfCtESlHOf8vVl8+1FyEcKRxxifSstKbKGPhdSYiRwGYagCSALn+vsDmcR4bj1K0cI+nXtFSPIdGA696z\/jsCxrEskZl5bQyuur0hSpAC6W\/DWIHPsPzXSgnTx6NQiADtHRk8B8SP4+6yQFkuuqMfRGcnSwW4Isv9fp\/T2hbcJVJCsaHPE9PRlVBFAPy6FrDfA2Od4TXVtVFCmktdlYXDBn4+hsoP1\/HuhvZWwpIPqCQf5dOeNgrq7fTy6Mltv4idf7RpoKzIY4V7QsJI6itAWFnVC\/kjo4gGkYKpLM1lWNSWIRSQ2ZJW+KVj9pJ\/y9aEgHCn7Oq8Pnj2luykhh6n6+gOxNrZErQZnNQSw4\/L7ni+3SqyCKsKq2K2tisU6q0KC9ZLPHqLxuuoQ8vWcZLyygGpJ7s8ft6Ld1uWKIFHy9K9VA7\/zWQrtvf3X22Rg9g01XUVNVnsgnjbOZN44aWrmWqeBXyEcBoF8McRcRKbIODYRxukkzRxGtCKU8vs6CV4PDh1hQvrQUr1XNuwY2YVipFHLG09T4JOZEqFLu0dTHUqWVJGLDSoJ4+o9yDs4lhMfiOa8CPTHUb7tILlJyK1FTnj0hKWB8fTT\/AOURxVM+mMRUxM1TKg06odEKs8BKuwLOFDC4BPPsQSfq0FKqPXolP6MGoCj+o4\/yz0mKhpDM7MC7BmYoFfxpGQQQSSCG0CxsLWHtbGoVFUeQ6I5JXlYl2Leean\/D0rdq72r8FUqzTVBp4ltG6SyCekTkBYXEscjInHGoHi39PZff7TDfRiiKGU1OBmvr5no02rd5tueQa2KsBipNKV4fb0ZrFdpVmcwseEyuUqVo6KE1GIneRpqSJ5aqAzUglcOYqGb7kNJSzJNSmZjII4ZP3HBV9tz2uvw1BwRT\/V\/k6kSz3FbyOkrnOM\/Ppulw0iokyR07U04V1DTWC6WDwzUhTX9vFIEDLJGTCrKAwQgey+2mkwHB1A0\/b68OFemrq1Q\/2Rr5dXJfyNvk30D8PPm5hexe46VWx+5dn7g6\/wAZvCKSgqxsap3fJhJchn56I2rwv22IWnqJIGlVaeeSReHlCijZ9yit5zHOSEoACfKvD1x0FN72e5mtjJCp1A1p60rXr6Pu3tzbd3fgsXujambxm49u5ukhyGHzeGq4a\/GZGjqEEkNRS1lM7xSJIpH0Nx+bexwrKwDK1VOQR0BHDISrLR+FD063\/AvwT6bCxuT9RxYj3ap8utBQM+da9CYfpx\/S4\/2H0+ntv0rw6t1Vb\/ON+f2M\/l3fCfffbFLLRz9n70k\/0Y9N4aqawrt8blpKhDlXjU+Q0e2sWk1ZI1tIkWNSfUPbNw+iGVh8Wk0\/YfT06UWsPjTxofh1Cv7f8vXy5cplszuDN5Dcm5crU5Dc+40kyWazdexkmeprnqqiqrS7XdJ6pZ2ZD+pbEn6+40mkZ5as1Rq8+OfX9nUp28SxQkIMUxTpw3duhBU0+IxWiKkpqamx0Urej\/IopnksZACIqaWZndiPxx9Pa\/xPFQWypSNeDDifPgcYr0jigpcNcvIdTeX2Y6ELAZerqduYvDY4GqqKxqhZPIp89XUGDHyLBFGWaONo1l1zz6QtPBZQdUw9oZEYNoQVzmvStnUEsXovCv8Aq+zpgyeONNWUu24kaqVUVspOjMqSU9Q9RNl6iVw8cX3GZlXxRRghiih7gfW8kqW6aq93ofU9VtraS5kArRK8R0uN5ZWfFbCn7C3XJEaeSvixu0MdLIV\/juZooKmHHUOPo7LbGYSjqBNUuVEUMDaGIkmVfaDZ9ulurhZHqKZP2evS\/mPcI7VTFFQ1x+3ohUOHmz1ZEq171mSytZT09P5IpTBLV1jrcyVI8gklkDMzsE\/WSWNyfcmNcCC3KBMDPUcJG17f6SeIB6sZ6r2pJt\/duGxyxGOFMTS0ypIfrFZ\/AXP1AK3P+v7izeZfFmd64qepW2C0Fs8SAn4Tx6tHwez5TiaHJCza2DBmQgpqs7RtxdVBb6ngi3sA3VyfFKADqTo0H060NcdH76Q2BS5WCOo8DUmRCgRlI2FLUEaiDIjOWdwB9VcFvpz9PZC1W\/F04\/aAR6dWObD2uYKGikTH0Ekx1Iy+dqGSMJaMaqeoWVo7yAnkj+vtsUSopXpkOXDE4INMdD9gtp5WpcsaHGU4C3DT1slRGuhdTSeKJdUqoBcgfgf09+LihpGK9NmUBqM2OnWu2lgMLi8lu\/dtVS1uLwFFUZFKarhJxBnRJ5EqJqORppq7HUBgknlScND4lKeNhI4dqKZ5JPDKinr1SK4Ekugmi+vWrt27S0PyX7o3ru\/c2aqqDZ+36iQVAR5a\/LZfJ5gfdUG18HjaSMVeXy9VS0oWtgpIvLTwqWKCEhohILk7bEo1V1AE\/s6MJ4EmuIIEWqlRnz4dEH+dNV\/AMBSVUuEx20KWr04PY+wIZYp6zCYqnhePJZLO\/aMKf+JwVPmp5VhkkEcisPIx+h\/ygv1t1O\/iMV1KSD5YPD7egpzYot4Gg0hSAaH14f6sdU91WUaonYR2MrMLRSax++59TF9YEdgb3DavcxR2yqisWOfTqGRIdFyGPTbJWJRNUwpFBVVnjAmZpvFRgI6vNTqsRg+6EvAcAC9gdXHs0toQ4GpiFrX8v59E95ckroCCtKV6TM+QmqHCsqIG\/UlODAhAJsCiaVewNtTh5P6sfa1o1UEA4+fRIkjlgpXIx05UMXBeN41iJH7ekGSUfkWlBDWP9eP6e0U0pWiiucceji2jQUJFa\/LoYNh0Vfueau27jhKMpk8VkIsWlK32ks+Qo\/tcvRUySU5EcNdWVGDipkDrqJkRgGQsyk13ohkjkkAKEiuqhx54PH\/V506EMLOUdEJBpQEfy6nYTL7rxckFSKuWpjF5WpMp9xUzeFVhlPhaR2q5G0yBkLSCVVYBSpBALb1LOdCyoqnyMdOPzP8Aq\/Po3shLCRrkLAfxdGePdeexu26HIT7O6\/3Zt1JoooKqv27g8vUY7I6Z5VppH3LiM3kMfUQWYl45Yw5b1G3qIdG3lyV+rkjlNQQBxH5HNR\/sdHn1oVM2qsvkCT1Yz8Qv53nyt+J9L\/cfYWR2rSddzVlNkTtHemBmye08a9087UFRR1UE23qWtEojkeBoaVLhigIHs5sL7c9viKQyeOg4K\/8Akpn8ug1fbXte5XGqdPCc\/iT\/AGetvf4H\/wA5LYXyfym2didybb2v1BvveMNtl5\/AbwG4esd9V0fL4zF5yvgo5MNmqoc09HPJMagAhJC11UTbVvsd\/WO4j8K4Bpprj+fQW3nl2TbqSW0hltvWmR9tOr+r8j+h+n1uf949nnEV+eeg11o8f8KwN2YrsL5IfAb49JkKjTg8Tv8A3zvXGvK6Y+DHbryu26bDVfh1CN6qXGbMysbyBSUgZlv67MkvC2iTQMhSTw\/b+XRjYYcepZQPtrjrUYy5jyWYyH2mg0kiMaJiTeSJI2ijlkDuVMk9LoLcem4A+pHuOrynjjws\/ZjqTLOvhFZMenz6DfNVs\/8AFIo6ZpG+3ESyGA3lIaQqkKSE2iczhmFjxe\/19mNmmmIyS4JrSvlTicdJr5XChYFJccQD\/q9ehm2huQ4bD4zD0iNNmq9aiilli1AUVGRjK04ilnJH2dDVqqSVEz\/uzugBIC6TqWRFklmRqgj\/AC\/7B6bSIvBEkuJNYJH5f7PWWLcmNpaj7nLV8kGKhkZamRQktblS7OggRLAwRvcqqf5sW1OdJ0eyuOI3suk149HZngsIgVYaqdBN2dvjKdkVdNlsoPs8XSUaYDZm3aZ2\/hm3sakxkq1pY5SXnmaWaI11QbvV5B5mcAIABzDaxQikH8VTTz9Oo73G8muHDv8AtPRgfjH19Tb23pRYDHYqOqr12jnqjEVbIksv94dvvDvaYRtIj6MhkNpbXzYpkQa6upEcI1GXSyDe5HjtpIk\/3IA1lfRSDn08ul3LEIvN2QKuoUAP2\/n0dfc21G2pvvE1H27JCY6aGRLMTHTuVkheMjmSMKdIP9ke4rS8S8jnMUmplND8uphFt9PeRDTQaT1dX8ctj0W7tmUk7QLVCWCWmmp5kEkU66UaMSSsG0yqrGzfUKAB7A9xIWumVT3VP+HoXqyrbip8uj1dYdKNiZoVxsdRJQiVZRARFBLSEA3EaO5jnQWvci39OfbAyaDj1WW4hoP1R\/P\/ADdGxx+0JqaONvG1gxLSGNo\/JGliVl8ZWnNiL2J\/Pujq1R2+XSDx0owV+nbdnYezevNqrnd55egwuK+7pcZT+WGpqJcpl6yaOnosNhsTjKeqyufzFe0g8NJQw1FRKWXShuCdIp1Coxn\/AAdNKkkzqoBocdVl\/MH5Wb7yOFyW1KDbcm3sHL5YqTA5Go8OTrYoKRhPUbmpseZaykhhovJK+OgqUqIQpWpk1r4h63EazVY9Ha7YiRBvxdB18U9j4PbfSm7OwN10ePn3JuPMZKjiqjiKTFxUFFj4IaHL4inmEMIpqRtwJULUE\/58DxurGaUm27B5Lm3gIpqAp9h4Hp22nRJ1kRqhBpPyIFKdas3z77Vp+0e+t0HGtSphtsSNhYGo5YDDU1NJGIq6r004WPyOiJHYC4RNP0FvcycobQNvtdar3y6S2PTh\/OvUW82bpNe7g6MCIhWnD1r1X\/8AcokczP6Il1GJhpkdpZLQyylRpd30L9ARpXm+r3IyRsfDx2jj9nUaXcyosue44AHTHNCzvEfHrQKI1lv4Uc630M\/0CSEH9IJ\/w9qgyjVpb546JypkoW+zp1j25K4EhCXgS8iQ3DkKpkuyyyCoBZBw3jCH3RrkMCFav+r9nWxagkMo7vl15dNKumspp6h\/CjhVDRmnGsFQzxxylvQb2Nrf7E+2SCzClAK+vHq8UqxkiRqUp0I2xc6cfmMfkTXLSLRVcddRV1KY5JMRkKWZJ6CpkqIUZ5oo6iOMPHIVBQkWtf2UbvFL4T6YiW0mg9ccPkfQ9CHb54JZU0yAjUK8fXoz++sLiZ8zjt146hp4KDOzRVdVj6dmWHAbhkkqqnKQ0Uk\/kSfb+XyEsggkN2hjMcakuk2kJQ3gMbwO1Js9p8xgZxSo4\/8AFZFcsBChl4fL\/i+niDa9Litg9j1MkKnHZfYn8foGZDAtLuXF7wTbhdPPaGGunyFPOCFJYKdKjgqPQTE3KwzMQ60BHypUfyPV2VVsVk8jXPzqegDmmGEgSXcMP3VPXx6C0KpSyVMM9OrTUK0yUsME4dNCvUSFZVJ9JNmAPYIJmKrBF3nFPQVrWv29Bi6ljU6pZKCuOPH0\/Z0+bQ31k9mJNPtavqMXjK6Mz0tPTmoEMmThqFP39XFFWRpFXYioMUtPKYZBGgYrHMxYBSNq8aWkkp+rHkSa44f6q9JJN5lAZFj1x\/Kn+Xr6k\/zh\/nC\/Bb4F47M0vaPa+N3n2hiU0\/6EOqqrH7v7LWpkpaqrgiz1HS1QxeyoZYaNzrytRTSFbGOKS4HsYSyrCqGU0DGg+fQKgt5bguI1rpFSfQdfPG\/mg\/zGan+Zl8xsb8isPsI9SYnbeyD11tbbUefXcGbbbuK\/jckOYz2aipqOhNflTmy0kVPCscEQCgs2pvYf3O8dBLpGCtPsr\/sV6E2x2sTGr\/Gp1fmOiMpihH5JJdMUUOLUw8FbFZZoYZmcXFiQBYckKPYFkm\/XAp55\/PoaRfh9P+L6B6tlXGVJcSE1Rfz6NKn99XOmV7vZhzqUcWHsR2SG5Sh+EYHSa9l+nHiDz6EPYZZsfmciJlFQkD1DzTosqQa4J4nqXZkkBiNOTYLpbXEljz7Lb+OTxkhjHA+WMef8z1e1lQxNO54jH2\/8V0g60LncrU1FXNNRbZx0LzrXxGXQuNp4I6pp6f7lP38xXS1EEUULG6y1KcFLn2Jduskt4kqB4rfFX19Ps6DW43r3LFYidP8Ak6aKRl3FXSVgpf4fDCRBQUcM\/wBxBjcPFdaaminZPVNR07yGaVgZJ5WMhAd5Gc1YeHC0vpmv+H\/B0TavEmWHyJ6uq+DHx+3FN1zh+z8VJU47c1TlpNz7by8lJ91Bh6jA5LHzbaq5qOXTHUUZqcHDNLCLR1MMpWQMNDJE\/MvMbQ7k0Bc96KlP24\/n1K+wcvrDsyXUC0u\/FbPyFOjifIbY9HuzZ+we2doYv7DA5jGVclRRLqnl23ksVkarFbt2ZmJ0RJBkNnbmoZ6EM8aNUQxrUhUgnpWqA34H7ucpT+1Uv\/q\/b0KLSQ+D4U9fq6jj6efR5P5cO6aLOYaq2xkCqVVHIir5VGn16jAznWpVwnq\/NwR7Ct2ng3Bl9T0In\/sB60\/zdXbbfoabFyRzILW0BlsrPf8AS6oeR4bHVb8e2IjU\/n0Wy8P29ZO0u1MD1fsPMbu3IzxY\/HQQinpaSKKfKZbJVtXBj8Nt\/DUaCOor81uHK1lPR0kMZLPPMo03KhnZfw\/Z\/lPVYI9Y\/Poq+A2DuDNVtH2\/2jHBke2ZYKo4KjhIqtvdM4jKx+aLa2yl1eCq3cuPcQ5fcDKKmepSYUpWkkL1dBx\/1enRtDH4elgMg\/7HRF937egzXZG\/zWwrXRbIwS7ejgnkMsNRujc+ElyVSrv50kjOJ2y0QZwrBZZVUi5JKZaeM3Rw8x8AU6IZ3X8vF2X8PqLGQ1P2G48RHuCgzENSZo8jLu2XdecpMqq1UVTNHMgzwdliJkiWMLpuAHIk2zapNw3i0aTKqAfyAHQZvb9IIpAh7jWv29azVQlTmGrMpUl5qmWWfJPqsZnlrFlmrZZHcFp3kd73IAsPr7l8sLeRYozQU0k\/ZSn5dRzN+q9xJcevb5+vSaixWNq6uCiqFaJJ5EkiZCqHxvEs7ypUt6IWMbg2YDW3BsfZpHdTxRu7PheP+Dh0FbqCKWURqBqJoOpU208rHUNLQRCppoo1KywQRVVO6JI6CStp6lo1iCxjU7uFVVuQ5ICsptrxJkNWNT5Z\/wAn+r\/D0XzWbRHAqPy6ZZlqqSqlWDG41amujWm+5hhdo08qHzPRROzw0OpOHmdUZV9SFLe1iHUSCxOeH+z5\/IdJ4sasYr5dJ+tjTHVkIgqZnmLWqZ6Z5WKTFuJkAkAaOdCPGrfVAGOnUPasCqaqig9eiyUapSvqenCCSbFETwstQ7I6y1EsFJokSQSzhGk0PNEVePm90+twR9Uh03h8NuFRjPqB\/l6UpIbE1A7uhswu\/wCKl21HTTwrPA0Cw1VBOpX7jHVRVopHZWMcdTRVdM+h1OoBQ6+N3Y+wlue1f7sQYDRiTQ\/MfL8x\/s9DPbNzaS3\/AFuFBWvXPNd1Ziegw+1qdqfJbcx0y1NVja2IKa0VOXlz89HlKyiko6uuhmzTmUXZZVDn1sxLlZtmwtJcvdSqdbY+2gA9PTpneN9iitfpozw9PnnpA5XN5TcmRlzGamFRUySyT6Io0paSB5pfNKtNR06pTU8Jf\/aS5AGp3PJG8VjHbyxaQNVfLoAtfS3B7z51\/P5dOWOlNPBl6A2kgENLWUxJsIpVnWmmRGsbNPFVSC34uD+PaSOH\/dw\/51\/Z0qim7ePl0iJM3U1VdlZpqmpmmyGPnZqmonmmq56qOrp62srKqoldpp62rhimdpHJd3a7En2\/eRG4EGs1CsTn5jpPbztb+LoJGoAGmOHr0IfVGMqak1uXemVkmr4KBVbhz9stHW5bwnnTHFRxJEwBASOeM\/RxcLcwErGgjcghTwxXj0KeX2DOreGKFhX7Kiteh4o8c2XetxdO71ctKIaKacfuST1NFFDJNqbzGyM9eoUfQ8k8+wTuLCGC1YYlOajifLobWUST3FzpQeEAaCnD8uiv7io\/PuWrprqsFHNTq6oseoJNeRnVtTjWWDIBewIv7Gdgxg263YjvINTXianj0F7gPNfzQs5MYPwk4\/Z0Lm1MRQT4vP4urq6WnrKqhiIo3Mrx0tDDVUpM+TqIQsFJTUUGt9Du0kkh\/cvGfSilaQSpcDNTQV+fH\/V9nS2V4GtvpQoBXNRQeXQX71qo3joIcEkx23DPUxQvWNLJLlqiIO75CvWTxS05mqopkjhUFYqZUju0qMxFthCZlrI3cB5+X2dAbcLk28hWL18sdKPY23KrcOQwe2MPAzZrdObw+28MitFMrZTPZGlw+OdowkRbRVVqm4Nx\/vTt4wtNnlMoq4Fc\/wCfy6T7fDNcb1CVc6NWR5fs4dbu\/SvSGL6+2Ls3auAptdDgMHg8LSqIEeOenocdRY\/yTBlcRyVQpVeQ\/RiQfeNe4Kb65kuXbU4c0LcRQ+Xp1lHtsUdvawxKgXtBoMZI6QPYvXeP68fdMFZNj8f1p2llpshmo8vFNFjdgdijC0+F\/vTHWRxVD47bO4sZQU1JmFMS6Y6Sjq18s9OYgYR3iXCrBOdU6jtdskD0BNSB0X3u3tDKL9GrTtp9v+boKfhftnJdad6bh2hnKCpx9SlT5Vo6xPUieaSNoJQHljkeAxnxyx3jkhZJYv2HiYkm5jwe8qCPmOjiAi4hCE0amf8AP1fLUxzUUQqUmjjp2Qa01DxuzW58jftwFV5Y\/lQb\/wCJcuACMdF9VclaV8ugEydLL2\/27t2nqNM+1Omp2zi0DAGkyXbFbhUbF1tREuqkrR1\/tvJCeFXBiTK5eGVAHoCx8WqQCTXp+JViRqjNaj+XRlqzCRY\/GssNGfIsCKA3qdYXc+Q1GqRndxM4dgw9X1P9ffhFIRqBP+rHW456yqpY6DXHlw6pmz29dsYbZu9d0S1j1GX3h3D2bljicelNk89JT7c3bNtPH+Kms7mCTB7NRV8kkEMctSvldYg5VRDYNJ3F6MelrXekaSupfQ8OtXX5rburc1uzN7UpjFjaR8pJuCtxFLKJTBPX1s9XRw1VbEDSStRYt5lXQyqkekESvokEqcrLHbxLJLCpkC6Q5ArgD8\/MdR3zG7yS1t5GTuJIUkeuMdFNganONxW4qEGopmSbDVcDJ5HiNMmuugrUjBvGsKBoVA1SrqN+BY9aKWJ7hZiauwZDX5Yp6fP\/AIvohnnjm+kCNWgIf+XH1645bbiGqk8RDxQ6GQyONDwGkWtgqJalONNFSzeZWQ6Z42Vr2Hu9vcsY3VgQx4V+eKDzpjouubcLNHIgAofLpT4XE7v8MldiWp5cdBDQSV80lBT11PUU000dPTVEuuGSYRy1UWhrNEI5ioZ9ZEMqi2ITUNJB8vKn+r\/V69JbujxlRTX6+fz6bs919UV8VZmGlaio5oTPT1hFMaaqco6pEJ6SOHzUsM7OWlWNROWji9Glh7WpfJGADQsME1\/1eXSG02yWQEtIfsz0H2D2VVZKonx8Sx0iskktXkqyGSOKgpYFiWsqqkzsn76KoKw\/hQTb6e7tfsxWj9o4qDSv7PIdN\/u9YJJC4BJGKjhxrTpsOKGYzlfRUKNFSQ\/cMkaI0ksEIP29NRzWdoUqFEpUgmztcE2PtVFcpCniMuckH188ef59IJ7OSeQKD5gfZ0aXqzrXEVdFvmPcFFDFQ4ja9G9YXeOOHG1ckwyk8dM0lUWqaujas+0lCghpKZxb0X9h+4u1nu4tGXrq\/wAIp\/gI\/P16FFrYm1siZeNOJ+XRXc+8FbuXO1tGkcFFU5SskpKWMqftqGGVoMfE2gABqagjjRzYcqT7Hu3wv9PBIXKimRw8+o\/3GZHvLjtqtcfsHUmnpmEalhGmsMsak8ykWHoicA1EalrmwZT7WXEiRRlq1c4B8\/t6SxgTOiotADU06fspj3xUUdHVCeKtrIKStkpmjWKWnodflpDPFGqXrK1isjAi4j0jmw9lFishuXldiW9Sanz9ejS\/MaRKkKhW8yBT\/i+kftnZ2e3TncfS4OikqKmSeOKVjDLJS06OrmpNbJGjItOkMbBx+they8H3S83CCKCR2ehAqB69bs7OeWdYvCw2CfT58Ojjbu2\/iOgNnTY2Sqim3u2MqqLG7fHj+\/2nT5KdJstuneDUzzU9FuPI1ccHjxzSzz+Gkp4eVgcsAIbm53u7HiDTAGHA\/FT8I4U+2mKknj1IX0lvslrh\/EdlI4aaVHHi1ehZ+MOzqet2Vkt95HwRYunp83SpUyhj9xuGB3kFOSwD3qqOtgOplWzNwD4\/UGOZp2ttws7TTgsBWtKZHkK8Pt6FXK1mlzYXl0ZuCkgUr\/Ov+TopfWeyX3HWbyzda0Jx2DyUWSzVXIj\/ALWMxlFmauYRpp+5CzVeLaNSgcO7AAjg+xruNwIbewtkWoKDNacc8APQ9BC1t\/HuL+4Y0AJxT0x0EW6KXcOMjos\/VF6NM9X5KCFVmkBlqEgSmrkjhdI2CY9anQ31\/csPTzqENkqaRbmOoChtRGPL\/CeghuMrrI10klKto0\/tNa\/l6dTYZznMbk46iKMS09JTVlNVU1PDT\/fT4+QtLHXRIpiNXDhqirDOgRz6ZHtcuTFFMVNDU6KGmD11x1P2\/wCx0dv+Xp11Pvr5SdYCWOSox+x5cx2VkFQM4SLZ1DLLQSsjsRIE3JVUKFQC2p7gHT7K+er8W21FwBRxp01px\/L59Cfka0+u3ZUY6dFDWlf5Y\/w9brHSeVgenp5J9BSCjSKuWdtaPCItAZ4vRpd3C8HlSPz7xyVmjmL69QPfThx6yGlhd40jQ00imrpw702pt7f22q7CrRPJTZqn8FTGSFQsECwzelCVqFkUMCLFSARyAQ3cSntkRdLAj\/Z6vawvGdEz64qHBx\/n6LN070P2F05mMRkPt27C2tiIaOlxlDlMpT4neW1KahpdFNDtrclY4osvhEQui4nJSU6RRMEpq2nhiWncw8ZL23ETxUPCta\/5B00bcxy61noteFP9no\/e7e3uucbgZI9z1Ga2DVRU01RURbxwOUwIjSlibzCDLRxV+2qxCRYPDVSRuDYOCQfaaTb3aRIrNxKxx\/D\/AINXRVapdRrJNeQ+GgJPEn\/CF49OvWGBo9oY\/Iu65PL5PNb47AyqPhMHnMvS1TNueevwlF\/FTQwYMZCk2PmcKZ71gp1gePTIxVgF8\/Lt1ZCJr5xHIy60UCtVyK1qPMHy6TtvUN5IyW0dVXsYk+fHhQ+XTr2Fk9xTYsUqin2vSVVTCJBTmnyu46unSRUYeeQVGAwQjV2MgjjrJCbNFJGutJUxkW3GnTqp58P8\/RjBbtKySaqCv+rNeqat4T4DbPxwXduXc0UtRtrKbl3BmKpm\/imYyc1Rl6jMVWUyVQZ63IgxxQvI7SKDqJN2BukgM+5XBhiJj+zu\/ljo\/YQbdCJph4nmRw\/z9aje9M9LvCo7S3xXzRU0ua3bP9nA1mkpaCPyQUS+QftAQQU0alEDEszCwsSZstrVbYbNZMalYUqSKVJUEmnz+3y6hK6umvn3q7HYguJdKccB2pnHD7OgR2Tu59r5asFfTNkcJkjBTZPEyy+J6uni1MJKWVY2+0y8PmaSlnUHTILOroSpGO4bS91Z1t0GqIUr824eWBjPHoBbdujW99pkQtG7VLE\/DT041rX5fn1YZtjpmg3LsJex8PUSb564xeMp4c9Bh3pqjMtsQ1yY3OS1VN5RUbV3V1fWV9K8TSRyU1VQVSaw1JTMJYtbd\/obprTcozHeaqoCeJzTNM6j504ioOT1J8trDdWvj2k2tdOaAfzoT0Du8v418cN0ZvrWvqosvTZahoctsjeVPUTpR5nDZqlx2Swmep2hkiXI7a3HS0MDNCsiPBV06LIFmpZIvYytEW5h+ojBrSpQf6vLh0DJdVvcDWKiuD0gI+3oaqqjpN2tWeFp2khhMH3VHFJUnyVTRyCupIEkqCOGdGUt6iyi9mpNtllDzRzVJ7itOH8xX9nStNxigarGitwr0vKfHUe56KRdvSU38NqaeF6tIMvjMOZWOmWoiqKith\/hkdO6Ah0jmYx6idNzyX+BuEDEfTkg\/Mj\/ACdKpfopkjkW8DE\/h0jH56umjEUeLxNSmJhnwVBUVE9OD\/Cag53ILaRRKafDY6by1dbLIdUc1VMKNWIKaTch8LdyV1xn0oT+VK9NKLNaEzUoa8B\/n6y9pdhY\/A7cbYm2EaCaraN87Uipknlq1Ehq\/s8vNH46esq6ypFPNOsd0SOAICrvKWM9p2lzcLPMpB9Kf5cdFu+bwn0zQwGppxr0AeMnwtw2RxGSleyeSSgzxpvIo0s2hK7G5V1d5LsbPa5sNItYcSREnTG+lPIAf7PQHt5wsSCSLU4Jqa0rk+VPTpZ47eFFg3av2tt2kxGSjjKR5jMVcO6cnTy3s02NjrKCmxuGndR\/nEp5J1I9MoBIKF7B3Irc4rXK\/wCz0pju0jLFbfJFOP8AsdIqtrKqrepyFTPLV11ZVGRpKmWSWSerqLLE88srvUVB1AszM1x\/j7WRQiIUrU+vSeWYytUrTo6VFvvY\/X9Titv7W3nm81loY6Wp3Jv\/ABX2WJoKYOkhqsFs3xU1BV5PzxS6KjN1Jp0kPppaOWIGoqIolW4vXCyEqgY1ArQUwa1\/2fy4dSfE8VnGX0\/qEUAPHos\/b26Z905KtO2Nt1K7Xoox\/uSrDW1Bqar\/ADb1NZXyCBcjKr6gktQikf2AqWHsQ2FlY2hQrONZIBpTz9fz6D95f3N2WEkbBQDStfLoz3xn7Go4Oho9vzzRzZqXvmsrsuglSNm2\/Uda0lJTQqpf7YpPkvvJhrGljCWHI4BHPdoE3KxkSNtIUMSBj46Z\/wBr\/k6kTkK7VtqvYpZVDUIpXPDoGtp5mTaOxewtvQSCPKVG1FSapiuhglbeu4sV5Ax0kvHLWNfnSY4Vt6QPYivP15ttm0fokj+QFeiOAhI9xUt3DV\/hNOix5zdVbnanFQVsnloNrUb4vbuO1s8MMMVVVV5kMjk658jk6ySoqpWF5jpFyF4HlvCqlcUJSp+3H+Dy6jKaYu0qk4Dn\/L07bYklp5Hmcs6yRSSVC2sKr0OJF08iGSoSYqzfXxkqeParQPn0n6vu\/k79UST1XbfaNRTrNDT5DBdZ4eqcOVlkUVW6dyrEyj9yOb7nFEqpswkF\/qPcU+6F6YraO2Djxa\/BXP7Ope9q7HxbmW6K\/p8ddMft62N+ssRVRCehjEitK7mpleN4xItjKsC6wCQHHA\/qPcRlXIQlT8I6mF51V3VSCKnI6MnhttVE1ZRRVcRH7scrpKY2URug1yMxHCs3+3PvXhlsMMdJ57msZ6MfBtvHilp0McLXsnk0xzCJGtrQAKbKVUavwbC4Nh78utAVUY6KpZ5DwH7Oo+++t8TvTaWV2vl6Rshh85jqjG5CngkMDTUc8bRSRjxetGKPbUvqA+nPtWZJyddqfDkHmcdXhaQHTd3SvGfIGv8AKvSS2+2R2dBUR5\/dG8txVcGI29tyiznYO6svufI02N2+klNhKQZDLTyzfwulCvpD8pI+oklgfbFzuO4yMn7wufElC0U1Pw5oM14GvWhttoZV\/dltSOpZgoHxEkk4HE9F87O3GZqxapwkNFSF1ghR1WO4HlaUfvRxkvo\/UI2JP5\/PtN4hkJFKkjHn0I4LZY+2Ttb0PWsV\/Me+QlRsjqBPjbT1kUGbyPYO6cBljD5TLT9dUeXbcdLVoxZRUDK4XcEVNYehoZJo1uUIA55I25bi8LutKedPPy6BPPW5NZWdFYUHz6o5raeUNvLDNGVNNnK7JJA5VxJT1OSyklRpsCrS0lTnqZCV4KqzfT3JV5Ho3O3YDsWiV+wU\/wAnURbZcl9svqt+o7s1PWp6BbIYSQlluPXIwDMCLBkEbSjgWEZB54t7GhiuMTxTBY6DBNNX2evQHBeQzR0zXj6cf2dGv+Effe4Oju69hUZ8OR2Fv\/M1eyuw9n5MyVO1t0be3tjpdhyPmqHVeKShmz00vniVJ7RpGvkRU9hjmPaLHdLWWZ4AbyJS8RoKgjODx9TToT7DvV1tcsdnQtDKQrHNKevpX\/J+XWHu7fGxOxqChwu1JarF47bElW+1dnbuqZcvmNmY+urZq3LbPw27GeR9z7JGVeSWgE7GsolZmIDPIAV7ZBfWSIzQt4J+JlBpw88ChH7D69CDcJrK7U0uUEx8iR+zoqFXHHDS\/qL1CyVNK0E7kIiywsLk\/rc+O+l7ayouOfZ3bOTLroNBocf6vXy6DW4Wzm1jCtmnl0mqAeCrLvTQTHXFognhaVHfSA+qKZgkwH41qwH+39iDXEyJpiqfUeXRDHqtwR41STkdDfjN1Z5adsdS1P8ADaYweKeDGQUuOVmZWDxf5FBE+h4m0utwGU2PHvy2ERdJmHwkH9hr041zKwKibBFOkXmFtIuoWEYCi\/CpzfgGwXkk\/wCx9q5CrDtjoeknd5tXrlRvqijCvc35ubqFJP0\/33196QEKAetdOQRfzpN+PoBc\/X8fU8e7de6x\/wCcyMccYslFCzuD+hp6lQqKP8BDZv8AX9+690m4dx1ERKwzyiJpTPIPBSx65QSzKXm8rAFma+kW5FgLchYbcgFFXvoB+zhw6HH7yVl1Oe08OlVu7fceV2lS4+TJTNUrKVgxMLVD0VLGyMGqjUVf3AllkYniJYVUn8kXN4bErIjEYBr0XXN\/CyOikaiCB9vXfS+5TQ5CqxEk7xtkaukysKrGGRqnEmpeZUS4jd5sfXVKkEH0WA5A9lvOe1ePZQ3MSgqFINfKtKZ+TAEfs8+l\/JW6m2vZ7SU9rZH+XpabmyktHufedKLpFk8HKaWPUyIlRDXS5SVI0BKxU5rxPZbsFY8X9ktnE0m3bUZK6lbSSPTUR+3HR7dTol5uscZxpBA+1Qf8vRe6YLUVjNz6Wc3YXY6uLFuBxf3JXhlBGfIr1GdKvK3qx\/y9CnhIvAkjhowFgcM8g0xqDHYu5vZVUC5\/w9+631vafy6vhbu7o\/4bdE1W7cIMdl+2dvnumtEoVpI4uzhBuHbmLySKTNQ5vF7JmxX3FDMsdTTl1ADRssrQDz7Z7lPeLLKDjjg9T7yHuW2wWTRwkV+3qxDE7JGMigqTBcRXEmgCN4VD2MqggsjKA11YE+r2DqMAqtxCgdC151LMVOK9CXQUywFvNGlQqhGhnZQksyLchSxYh7H88f63vXTckmoUHr0psXV1ErT6U8X7mmGNzdACBZvICBc\/63vR4HpnoRoptNLCkqg6kDEkaG1lraAnquOfrf6fj2p6T9JPdWNpKvF1cU0KCOpimjmJZFJjbxtKFeTShIWNSwIYKp5tqUtQmQuEjty5PmK46cgJSZZDPojHHolnYXTO\/t44+Vtg7VyrY1KpUqs7XB8Fs3ExMYZGyNTk8lDDAIaZJDJMsInkiRbmMEqpModg3W\/0xRWjDUeNDwGfT5dKbrmzZdsbxJrxDIo4VHmKevWhH8w+317j+QnYmfxOZG5NoY7MVW09nZOKJoKPJYTbokootwYxmRKo0e5Mh5cjEZQsktNURFlUEe5x2Dl+32\/blwPq6VI8+sf+ZuZZ923F6GtlXy\/PoCKzLzTmgy8SquUp6OCmyAdLQy+KnhojLUKQaeWHIUcRSYaQHLSGxkCt7U3dg7UcKS1M\/b\/sHou26\/jiaSN37KkD7OmZEpciBJGFU6vXSSiRlUt5GtTyosgkgjUARlyjabAqPyvsrh4omiufKmmvp0zfxRu6va+dS38qdccRQfb5\/D1IiZY6Kvx+Uc6XBkXEVcdfed1VmhLvDZCoPqYcH2plSKeKQIe8ggfn0lgSRJY3cdoap6Qm56SFEirpUdg8yGY6WDgSx\/qaNklRf3UsVflTwCSCTVYmSBUAyOnPqqz5PbXh8uk\/FV1HjcF2m0shj8jqWBCaOWLc6Y\/8Pp7ZSGFDVlo3nTpXPNLJHpT4fLqdi6eeerkqJIWIiZ5jwFRVjS7srNZCbkCwv9f9utDxsBo8uPRIUkVqv58OhEw8N08hNnY6zx\/x0UkA2PJVePa5PgPXuoebhBjJ0knVywFxyBy3PHtvr3TNQm2lQB\/qeDccH\/WHv3Xun5EJ9Lekm4VrE6SeNVuP0g\/7H37r3XWOUSGonYWFVUO5B5IjjZo4VDcfREHP59+690G2Cx4mD1LIhQkx0yMoLGNb6pAp51E8E\/4e0ulSa0z1bW9AurA4DrFkkSWsWJERVpYtTgIuoySEhFFl1EfQ\/wCFvfiooRTrQNCDXga9dUE1Xi6uDIUbyR11JNBNSSoi6Y3hmSYlxz6WMYBt9QSDxf23dKs1t9NKupKUp0\/aO8N19RGxDca9LfObn\/ieUpq8KwUU9FZbljHaFnmgZnsxgH3DJob1auSfZKNtMNslFomaDy+In8sjo7TcGe8uJGkJjYLWvnRQOmWmpIjVStEGaJnXQxKMCCNR0lJXva9vpa49nFlNJIPDlapAr\/k6KLxk8U+CoVPQdHO+HPx\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alt=\"\" \/><\/h2>\n<div class=\"content clearfix\">\n<p>Dr. Ruth Bloch-Riemer f\u00fchrt durch das Programm des Schulthess Forum Berufliche Vorsorge 2026.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][et_pb_text admin_label=\u00a0\u00bbAnreise &#8211; Info\u00a0\u00bb module_class=\u00a0\u00bbdetail-info-sidebar-bg\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Location \/ Anreise<\/h3>\n<span class=\"event-anreise-info-adresse\">Karl der Grosse<br><\/span><br><span class=\"event-anreise-info-beschreibung\"><p><span class=\"bm_details_overlay\" tabindex=\"0\" data-detailsoverlay=\"{&quot;centerLatitude&quot;:47.36976623535156,&quot;centerLongitude&quot;:8.544614791870117,&quot;zoom&quot;:16,&quot;localDetailsState&quot;:{&quot;entityType&quot;:&quot;Business&quot;,&quot;launchOverflowTaskOnTaskActivate&quot;:false,&quot;query&quot;:&quot;Karl der Grosse&quot;,&quot;id&quot;:&quot;ypid:YN9003x14925433836693013862&quot;,&quot;disableComputingMapViewForLoadingOnly&quot;:true,&quot;formCode&quot;:&quot;MPSRPL&quot;,&quot;mapsEntryPointState&quot;:{&quot;answerService&quot;:&quot;EntityDataGroupAnswer&quot;,&quot;answerScenario&quot;:&quot;Lshape&quot;,&quot;segment&quot;:&quot;&quot;,&quot;region&quot;:&quot;Unknown&quot;,&quot;entryPoint&quot;:&quot;Details_Link&quot;}}}\" data-mapsovlprocessed=\"1\">Kirchgasse 14, Z\u00fcrich<\/span><\/p>\n<p>Wir empfehlen die Anreise mit dem \u00f6ffentlichen Verkehr.<\/p>\n<\/span>\n<p>[\/et_pb_text][et_pb_blurb disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbNewsletter-Anmeldung\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#efefef\u00a0\u00bb custom_padding=\u00a0\u00bb40px|40px|40px|40px|false|false\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Newsletter-Anmeldung<\/h3>\n<p><span data-teams=\"true\"><span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">M\u00f6chten Sie zu dieser und weiteren Veranstaltungen des Schulthess Forums informiert werden? Melden Sie sich <a href=\"https:\/\/www.schulthessforum.ch\/newsletter\/\"><strong>hier<\/strong><\/a> f\u00fcr den Newsletter an.<\/span><\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_code disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb admin_label=\u00a0\u00bbAnzeige(n)\u00a0\u00bb module_class=\u00a0\u00bbschulthess_product_ads\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb disabled=\u00a0\u00bbon\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_code][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; specialty=\u00a0\u00bbon\u00a0\u00bb module_class_2=\u00a0\u00bbschulthess-product-attendee-section\u00a0\u00bb admin_label=\u00a0\u00bbInhalt mit Teilnehmerbereich\u00a0\u00bb module_id=\u00a0\u00bbschulthess-attendee-section\u00a0\u00bb module_class=\u00a0\u00bbschulthess-hidden\u00a0\u00bb _builder_version=\u00a0\u00bb4.21.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb display_conditions=\u00a0\u00bbW3siaWQiOiI3NDc0ZmExMC0yZTg5LTQ3MDctYjM2Yi1iZDA3ZWJiMGZlZDEiLCJjb25kaXRpb24iOiJsb2dnZWRJblN0YXR1cyIsImNvbmRpdGlvblNldHRpbmdzIjp7ImRpc3BsYXlSdWxlIjoibG9nZ2VkSW4iLCJhZG1pbkxhYmVsIjoiQW5nZW1lbGRldGVyIFN0YXR1cyIsImVuYWJsZUNvbmRpdGlvbiI6Im9mZiJ9LCJvcGVyYXRvciI6Ik9SIn1d\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb3_4&Prime; specialty_columns=\u00a0\u00bb3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_row_inner admin_label=\u00a0\u00bbHeadline Teilnehmerbereich\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb collapsed=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h5>Teilnehmerbereich<\/h5>\n<p>[\/et_pb_text][sfdm_download_list _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][sfdm_download_list_item title=\u00a0\u00bbProgramm\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbReferierende und Themen\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbWohin mit den Rentnern?_Annabelle B\u00fcrkle\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbNeue OAK-Weisung: Der Umgang mit Nahestehenden \u2013 sind die heutigen Governance Regeln noch gen\u00fcgend_Prof. Dr. Thomas G\u00e4chter und Dominique Patrick Schneylin im Gespr\u00e4ch mit Dr. Ruth Bloch-Riemer\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbSammelstiftung vs. gruppeninterne Kassen: Vor- und Nachteile_B\u00e1lint Keser\u00fc mit Oliver Lips\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbNeue Leistungsm\u00f6glichkeiten f\u00fcr Wohlfahrtsfonds \u2013 eine Auslegeordnung_Yolanda M\u00fcller\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbGesamtpr\u00e4sentation Schulthess Forum Berufliche Vorsorge 2026&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbPartner\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][sfdm_download_list_item title=\u00a0\u00bbBuchempfehlungen\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb link_option_url_new_window=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/sfdm_download_list_item][\/sfdm_download_list][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=\u00a0\u00bb1_2,1_2&Prime; disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb admin_label=\u00a0\u00bbVideo \/ Bild-Zeile\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb disabled=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner type=\u00a0\u00bb1_2&Prime; saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/www.schulthessforum.ch\/wp-content\/media\/2022\/03\/emiliano-cicero-lq87UxGSiEQ-unsplash.jpg\u00a0\u00bb title_text=\u00a0\u00bbEmiliano Cicero Lq87UxGSiEQ Unsplash\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column_inner][et_pb_column_inner type=\u00a0\u00bb1_2&Prime; saved_specialty_column_type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.20.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Ausschnitt aus Event<\/h3>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb admin_label=\u00a0\u00bbPartner\u00a0\u00bb module_id=\u00a0\u00bbschulthess-partner\u00a0\u00bb _builder_version=\u00a0\u00bb4.21.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb disabled=\u00a0\u00bbon\u00a0\u00bb saved_tabs=\u00a0\u00bball\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; 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DIE BUTTONS GEHEN SONST VERLOREN &#8211;&gt;<\/p>\n<h5>Partner<\/h5>\n<p><!--div class=\"schulthess-product-partner-nav\">[schulthess_product_partner_tabs]\n\n\n<div class=\"buttons\"><button class=\"grid icon_grid aktiv\"><span><\/span><\/button><button class=\"list icon_list\"><span><\/span><\/button><\/div>\n\n\n<\/div-->[\/et_pb_text][et_pb_code disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb admin_label=\u00a0\u00bbCode (ein grid, keine Filter)\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<div class=\"schulthess-product-partner-wrapper grid\">\n                  \n            <\/div>\n            <script>\n\n              var btns1 = jQuery(\".schulthess-product-partner-headline-wrapper .buttons\");\n              btns1.find(\".grid\").addClass(\"aktiv\");\n\n              btns1.find(\"button\").on(\"click\",function(e) {\n                btns1.find(\".grid\").removeClass(\"aktiv\");\n                btns1.find(\".list\").removeClass(\"aktiv\");\n                if (jQuery(this).hasClass(\"grid\")) {\n                    jQuery(\".schulthess-product-partner-wrapper\").removeClass(\"list\").addClass(\"grid\");\n                    jQuery(this).addClass(\"aktiv\");\n                    jQuery(\".schulthess-product-partner-wrapper .schulthess-product-partner-info\").hide();\n                }\n                else if(jQuery(this).hasClass(\"list\")) {\n                    jQuery(\".schulthess-product-partner-wrapper\").removeClass(\"grid\").addClass(\"list\");\n                    jQuery(\".schulthess-product-partner-wrapper .schulthess-product-partner-info\").show();\n                    jQuery(this).addClass(\"aktiv\");\n                }\n              });\n            <\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; 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disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb admin_label=\u00a0\u00bbSektion Impressionen\u00a0\u00bb module_id=\u00a0\u00bbschulthess-impressionen\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb disabled=\u00a0\u00bbon\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row module_class=\u00a0\u00bbsf-impressionen-slider-wrapper\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bb\u00dcberschrift\u00a0\u00bb module_class=\u00a0\u00bbsf-h2&Prime; _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h5>Impressionen<\/h5>\n<p>[\/et_pb_text][et_pb_gallery gallery_ids=\u00a0\u00bb1275,1274,1273,1272,1271,1266,1267,1260,1262,1253,1251,1248,1240,1244,1246&Prime; fullwidth=\u00a0\u00bbon\u00a0\u00bb admin_label=\u00a0\u00bbGalerie\u00a0\u00bb module_id=\u00a0\u00bbimpressionen-slider\u00a0\u00bb module_class=\u00a0\u00bbimpressionen-slider\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb5000ms\u00a0\u00bb animation_starting_opacity=\u00a0\u00bb100%\u00a0\u00bb animation_repeat=\u00a0\u00bbloop\u00a0\u00bb auto=\u00a0\u00bbon\u00a0\u00bb auto_speed=\u00a0\u00bb5000&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_gallery][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<div>\n<h3>Aktuelle Brennpunkte f\u00fcr Unternehmen &#8211; ein Praxisbericht<\/h3>\n<\/div>\n<div>\n<div>\n<p>Die berufliche Vorsorge steht vor der Herausforderung, finanzielle Stabilit\u00e4t, eine ausgewogene Interessenwahrung und eine zeitgem\u00e4sse Governance in Einklang zu bringen. F\u00fcr angeschlossene Unternehmen und Vorsorgeeinrichtungen stehen dabei dieselben Kernfragen im Vordergrund: Wie k\u00f6nnen die Versichertengelder nachhaltig bewirtschaftet, das Vertrauen in die Institutionen gest\u00e4rkt und die Interessen aller Anspruchsgruppen langfristig gewahrt werden? Die aktuellen Entwicklungen zeigen, dass hierf\u00fcr sowohl die Finanzierung als auch die F\u00fchrungsstrukturen und die organisatorische Ausgestaltung der Vorsorgeeinrichtungen laufend \u00fcberpr\u00fcft und weiterentwickelt werden m\u00fcssen.<\/p>\n<p>In den Rentnerkassen zeigt sich zunehmend ein Spannungsfeld zwischen aktiven Versicherten und Rentnerinnen und Rentnern. Hohe Leistungsversprechen aus der Vergangenheit sowie die steigende Lebenserwartung f\u00fchren zu einer Umverteilung, die verst\u00e4rkt kritisch hinterfragt wird.<\/p>\n<p>Vor diesem Hintergrund r\u00fccken auch Fragen der Governance in den Fokus. Dabei stellt sich insbesondere die Frage, ob die bestehenden Regelungen den heutigen Anforderungen noch gen\u00fcgen. Zus\u00e4tzliche Aktualit\u00e4t erh\u00e4lt dieses Thema durch die neue OAK-Weisung zum Umgang mit Nahestehenden. Transparenz, Unabh\u00e4ngigkeit und der professionelle Umgang mit Interessenkonflikten gewinnen zunehmend an Bedeutung, w\u00e4hrend in der praktischen Umsetzung weiterhin Unsicherheiten bestehen.<\/p>\n<p>Ein weiteres zentrales Thema betrifft die Wahl der geeigneten Vorsorgestruktur. Sammelstiftungen \u00fcberzeugen durch ihre Professionalit\u00e4t sowie eine breite Risikodiversifikation. Gruppeninterne Pensionskassen bieten hingegen mehr N\u00e4he zum Unternehmen und gr\u00f6ssere Flexibilit\u00e4t, sind jedoch st\u00e4rker von dessen wirtschaftlicher Entwicklung abh\u00e4ngig. Gleichzeitig gewinnen Wohlfahrtsstiftungen dank der M\u00f6glichkeit einer erweiterten Zwecksetzung wieder an Bedeutung. Sie erm\u00f6glichen gezielte Unterst\u00fctzungsleistungen, setzen jedoch eine klare Zweckbestimmung und eine solide Governance voraus, um langfristig Vertrauen und Rechtssicherheit zu gew\u00e4hrleisten.<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<p>Das Schulthess Forum Berufliche Vorsorge informiert auch in diesem Jahr an einem halben Tag \u00fcber die wichtigsten Entwicklungen f\u00fcr Unternehmen. Nutzen Sie die Expertise auf dem Podium und die M\u00f6glichkeit zum direkten Austausch mit ausgewiesenen Profis aus der Vorsorge, treffen Sie Kolleginnen und Kollegen und kn\u00fcpfen Sie neue Kontakte.<\/p>\n<\/div>\n","protected":false},"author":25,"featured_media":0,"template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"<div>\r\n<h3>Schulthess Forum Berufliche Vorsorge \u2013 Aktuelle Themen<\/h3>\r\n<\/div>\r\n<div>\r\n\r\na {\r\ntext-decoration: none;\r\ncolor: #464feb;\r\n}\r\ntr th, tr td {\r\nborder: 1px solid #e6e6e6;\r\n}\r\ntr th {\r\nbackground-color: #f5f5f5;\r\n}\r\n<div>\r\n\r\nIn der Schweiz zeigt die Risikoverteilung in den Rentnerkassen zunehmend Spannungen zwischen aktiven Versicherten und Rentnern. Hohe Garantien und die steigende Lebenserwartung f\u00fchren zu einer Umverteilung, die immer kritischer hinterfragt wird. Vor diesem Hintergrund stellt sich auch die Frage, ob die heutigen Governance-Regeln noch ausreichend sind, insbesondere im Lichte der neuen OAK-Weisung zum Umgang mit Nahestehenden. Transparenz, Unabh\u00e4ngigkeit und eine klare Handhabung von Interessenkonflikten gewinnen an Bedeutung, auch wenn in der Praxis weiterhin Unsicherheiten bestehen.\r\n\r\nBei den Strukturen zeigt sich ein Spannungsfeld zwischen Sammelstiftungen und gruppeninternen Kassen. Sammelstiftungen bieten Vorteile in Form von Professionalisierung und breiter Risikodiversifikation, w\u00e4hrend gruppeninterne L\u00f6sungen mehr N\u00e4he und Flexibilit\u00e4t erm\u00f6glichen, jedoch st\u00e4rker von der wirtschaftlichen Lage des Unternehmens abh\u00e4ngen.\r\n\r\nWohlfahrtsstiftungen gewinnen mit der M\u00f6glichkeit zur Zweckerweiterung wieder an Relevanz. Sie erlauben gezielte Unterst\u00fctzung, setzen jedoch eine klare Zweckdefinition und solide Governance voraus, um langfristig Vertrauen sicherzustellen.\r\n\r\n<\/div>\r\nNutzen Sie die M\u00f6glichkeit zum direkten Austausch mit ausgewiesenen Profis aus der Vorsorge, treffen Sie Kolleginnen und Kollegen und kn\u00fcpfen Sie neue Kontakte.\r\n\r\n<\/div>\r\n&nbsp;","_et_gb_content_width":""},"categories":[140,334],"tags":[],"product_brand":[],"product_cat":[229],"product_tag":[],"class_list":["post-40723","product","type-product","status-publish","category-tagung","category-sozialversicherungsrecht","product_cat-229","pa_teilnahme-praesenzveranstaltung","first","instock","taxable","shipping-taxable","purchasable","product-type-variable"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/product\/40723","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/types\/product"}],"author":[{"embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/users\/25"}],"wp:attachment":[{"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/media?parent=40723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/categories?post=40723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/tags?post=40723"},{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/product_brand?post=40723"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/product_cat?post=40723"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.schulthessforum.ch\/fr\/wp-json\/wp\/v2\/product_tag?post=40723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}